Euro deposit rates have fallen back to ~2% after the ECB rate cut — while USD and GBP deposits pay up to 3.8% and 3.35%. With PickTheBank, you can diversify across currencies, compare 10,000+ offers from 1,000+ EU banks, and open deposits safely online. All savings are fully protected by EU deposit guarantee schemes (up to €100,000 per bank). Start earning more today with PickTheBank’s website or mobile app.

What currency do you save in?

<span style="font-style:normal;font-variant-alternates:normal;font-variant-caps:normal;font-variant-east-asian:normal;font-variant-ligatures:normal;font-variant-numeric:normal;font-variant-position:normal;font-weight:400;text-decoration:none;vertical-align:baseline;white-space:pre-wrap;">The new products address growing demand from EU residents seeking currency diversification and more attractive returns. Interest rates on USD and GBP are currently higher than many euro-denominated offers, making them an appealing option for savers who want to broaden their portfolio beyond local markets.<span style="font-variant-alternates:normal;font-variant-caps:normal;font-variant-east-asian:normal;font-variant-ligatures:normal;font-variant-numeric:normal;font-variant-position:normal;font-weight:400;text-decoration:none;vertical-align:baseline;white-space:pre-wrap;">"We’ve seen a surge in demand from savers looking to diversify their portfolios and benefit from the attractive rates available in USD and GBP,"<span style="font-style:normal;font-variant-alternates:normal;font-variant-caps:normal;font-variant-east-asian:normal;font-variant-ligatures:normal;font-variant-numeric:normal;font-variant-position:normal;font-weight:400;text-decoration:none;vertical-align:baseline;white-space:pre-wrap;"> said&nbsp;<span style="font-style:normal;font-variant-alternates:normal;font-variant-caps:normal;font-variant-east-asian:normal;font-variant-ligatures:normal;font-variant-numeric:normal;font-variant-position:normal;text-decoration:none;vertical-align:baseline;white-space:pre-wrap;">Alexander Gromov<span style="font-style:normal;font-variant-alternates:normal;font-variant-caps:normal;font-variant-east-asian:normal;font-variant-ligatures:normal;font-variant-numeric:normal;font-variant-position:normal;font-weight:400;text-decoration:none;vertical-align:baseline;white-space:pre-wrap;">, CEO of PickTheBank.&nbsp;<span style="font-variant-alternates:normal;font-variant-caps:normal;font-variant-east-asian:normal;font-variant-ligatures:normal;font-variant-numeric:normal;font-variant-position:normal;font-weight:400;text-decoration:none;vertical-align:baseline;white-space:pre-wrap;">"Until now, EU-based individuals faced limited options to save in these currencies without complex cross-border arrangements. Together with Lidion Bank, we’re making it simple, secure, and accessible."<span style="font-style:normal;font-variant-alternates:normal;font-variant-caps:normal;font-variant-east-asian:normal;font-variant-ligatures:normal;font-variant-numeric:normal;font-variant-position:normal;font-weight:400;text-decoration:none;vertical-align:baseline;white-space:pre-wrap;">Deposits are held with&nbsp;<span style="font-style:normal;font-variant-alternates:normal;font-variant-caps:normal;font-variant-east-asian:normal;font-variant-ligatures:normal;font-variant-numeric:normal;font-variant-position:normal;text-decoration:none;vertical-align:baseline;white-space:pre-wrap;">Lidion Bank<span style="font-style:normal;font-variant-alternates:normal;font-variant-caps:normal;font-variant-east-asian:normal;font-variant-ligatures:normal;font-variant-numeric:normal;font-variant-position:normal;font-weight:400;text-decoration:none;vertical-align:baseline;white-space:pre-wrap;">, regulated by the Malta Financial Services Authority and covered by the Maltese Depositor Compensation Scheme up to €100,000 per depositor. Through PickTheBank’s platform, customers can compare offers, apply online, and manage their savings without paperwork or branch visits.<span style="font-style:normal;font-variant-alternates:normal;font-variant-caps:normal;font-variant-east-asian:normal;font-variant-ligatures:normal;font-variant-numeric:normal;font-variant-position:normal;text-decoration:none;vertical-align:baseline;white-space:pre-wrap;">Key Highlights:<ul style="margin-bottom:0px;margin-top:0px;padding-inline-start:48px;"><li style="background-color:transparent;color:rgb(0, 0, 0);font-family:Arial, sans-serif;font-size:11pt;font-style:normal;font-variant-alternates:normal;font-variant-caps:normal;font-variant-east-asian:normal;font-variant-ligatures:normal;font-variant-numeric:normal;font-variant-position:normal;font-weight:400;list-style-type:disc;text-decoration:none;vertical-align:baseline;white-space:pre;" dir="ltr" aria-level="1"><span style="font-style:normal;font-variant-alternates:normal;font-variant-caps:normal;font-variant-east-asian:normal;font-variant-ligatures:normal;font-variant-numeric:normal;font-variant-position:normal;font-weight:400;text-decoration:none;vertical-align:baseline;white-space:pre-wrap;">Rates up to 3.8% (USD), 3.35% (GBP), 2.25% (EUR)</li><li style="background-color:transparent;color:rgb(0, 0, 0);font-family:Arial, sans-serif;font-size:11pt;font-style:normal;font-variant-alternates:normal;font-variant-caps:normal;font-variant-east-asian:normal;font-variant-ligatures:normal;font-variant-numeric:normal;font-variant-position:normal;font-weight:400;list-style-type:disc;text-decoration:none;vertical-align:baseline;white-space:pre;" dir="ltr" aria-level="1"><span style="font-style:normal;font-variant-alternates:normal;font-variant-caps:normal;font-variant-east-asian:normal;font-variant-ligatures:normal;font-variant-numeric:normal;font-variant-position:normal;font-weight:400;text-decoration:none;vertical-align:baseline;white-space:pre-wrap;">Fixed-term deposits with multiple maturities</li><li style="background-color:transparent;color:rgb(0, 0, 0);font-family:Arial, sans-serif;font-size:11pt;font-style:normal;font-variant-alternates:normal;font-variant-caps:normal;font-variant-east-asian:normal;font-variant-ligatures:normal;font-variant-numeric:normal;font-variant-position:normal;font-weight:400;list-style-type:disc;text-decoration:none;vertical-align:baseline;white-space:pre;" dir="ltr" aria-level="1"><span style="font-style:normal;font-variant-alternates:normal;font-variant-caps:normal;font-variant-east-asian:normal;font-variant-ligatures:normal;font-variant-numeric:normal;font-variant-position:normal;font-weight:400;text-decoration:none;vertical-align:baseline;white-space:pre-wrap;">Available to EU residents</li><li style="background-color:transparent;color:rgb(0, 0, 0);font-family:Arial, sans-serif;font-size:11pt;font-style:normal;font-variant-alternates:normal;font-variant-caps:normal;font-variant-east-asian:normal;font-variant-ligatures:normal;font-variant-numeric:normal;font-variant-position:normal;font-weight:400;list-style-type:disc;text-decoration:none;vertical-align:baseline;white-space:pre;" dir="ltr" aria-level="1"><span style="font-style:normal;font-variant-alternates:normal;font-variant-caps:normal;font-variant-east-asian:normal;font-variant-ligatures:normal;font-variant-numeric:normal;font-variant-position:normal;font-weight:400;text-decoration:none;vertical-align:baseline;white-space:pre-wrap;">Fully online application via PickTheBank</li><li style="background-color:transparent;color:rgb(0, 0, 0);font-family:Arial, sans-serif;font-size:11pt;font-style:normal;font-variant-alternates:normal;font-variant-caps:normal;font-variant-east-asian:normal;font-variant-ligatures:normal;font-variant-numeric:normal;font-variant-position:normal;font-weight:400;list-style-type:disc;text-decoration:none;vertical-align:baseline;white-space:pre;" dir="ltr" aria-level="1"><span style="font-style:normal;font-variant-alternates:normal;font-variant-caps:normal;font-variant-east-asian:normal;font-variant-ligatures:normal;font-variant-numeric:normal;font-variant-position:normal;font-weight:400;text-decoration:none;vertical-align:baseline;white-space:pre-wrap;">EU depositor protection included</li></ul><span style="font-style:normal;font-variant-alternates:normal;font-variant-caps:normal;font-variant-east-asian:normal;font-variant-ligatures:normal;font-variant-numeric:normal;font-variant-position:normal;font-weight:400;text-decoration:none;vertical-align:baseline;white-space:pre-wrap;">For more information, visit&nbsp;<a style="text-decoration:none;" target="_blank" rel="noopener noreferrer" href="https://pickthebank.eu/"><span style="font-style:normal;font-variant-alternates:normal;font-variant-caps:normal;font-variant-east-asian:normal;font-variant-ligatures:normal;font-variant-numeric:normal;font-variant-position:normal;text-decoration-skip-ink:none;vertical-align:baseline;white-space:pre-wrap;">https://pickthebank.eu</a><span style="font-style:normal;font-variant-alternates:normal;font-variant-caps:normal;font-variant-east-asian:normal;font-variant-ligatures:normal;font-variant-numeric:normal;font-variant-position:normal;font-weight:400;text-decoration:none;vertical-align:baseline;white-space:pre-wrap;">.

PickTheBank, the European savings platform, in partnership with Malta-based Lidion Bank, announced the launch of fixed-term deposit products in US dollars (USD) and British pounds (GBP), alongside existing euro offers. Savers can now access rates up to 3.8% in USD, 3.35% in GBP, and 2.25% in EUR, all available through a fully online process.

PickTheBank Launches USD and GBP Deposits for EU Savers with Rates Up to 3.8%

With the app, you can access the full PickTheBank savings platform wherever you are:<ul><li>Explore &amp; compare deposit products.&nbsp;</li><li>Apply directly through the platform.&nbsp;</li><li>Manage all deposits in one secure place.</li><li>Enjoy peace of mind with EU-wide deposit guarantees (up to €100,000 per customer per bank).</li><li>Earn attractive returns:&nbsp;<ul><li>3.8% in USD&nbsp;</li><li>3.35% in GBP &nbsp;</li><li>2.0% in EUR</li></ul></li></ul><a target="_blank" rel="noopener noreferrer" href="https://apps.apple.com/cy/app/pickthebank/id6504992962">Download on the App Store</a>&nbsp;We’d also love to hear your feedback: simply drop us a line at <a href="mailto:support@pickthebank.eu" target="_blank" rel="noopener noreferrer">support@pickthebank.eu</a>.&nbsp;Thank you for being part of the PickTheBank community – this launch is another step towards making savings simpler, more transparent, and more rewarding for everyone in Europe.&nbsp;Best regards,PickTheBank Team&nbsp;

We’re excited to share big news: PickTheBank is now available as a mobile app on the App Store! 🎉

PickTheBank App in AppStore - rates up to 3.8%

Freedom24 is an EU stockbroker that allows investors to directly access the stock markets of USA and Europe under transparent and affordable conditions. In addition to real stocks, ETFs and bonds ownership, the broker offers options and futures trading. With Freedom24, European investors can also access most major Asian stock exchanges, including Hong Kong and Kazakhstan markets. 

Freedom24 2025 Review: more than a million investment opportunities in your pocket

Saving money is great, but if it just sits in your account, inflation eats away at its value. Investing in bonds is one way to put your money to work while keeping risk low. Popular investment options include bank deposits, stocks, cryptocurrency, and bonds. Today, we’ll explain what bonds are, how they work, and their advantages and disadvantages.

Bonds: What Are They and How Do They Work?

<a target="_blank" rel="noopener noreferrer" href="https://lp.freedom24.com/en/welcome?utm_source=2584&amp;utm_medium=affiliates&amp;utm_campaign=mc_inaff_1499&amp;utm_term=2584&amp;s_id=enwelcome">Freedom24</a> is a European brokerage firm and a part of Freedom Holding Corp., a NASDAQ-listed global financial conglomerate. Established in 2013, it is the largest stockbroker regulated by CySEC (license No. CIF275/15). With over 532,000 customer accounts and total client assets of $8.5 billion as of June 30, 2024, Freedom24 provides access to 15 global exchanges and offers over 1 million financial instruments, including stocks, bonds, ETFs, and U.S. stock options.Freedom24 is committed to maintaining the highest industry compliance standards, boasting Euroclear membership and a B/B rating from S&amp;P with a positive outlook. With offices in key European cities such as Berlin, Paris, Milan, and Vienna, the company's presence highlights its reliability and global reach.One of Freedom24’s most attractive offerings is its Savings Plans, which offer competitive interest rates, making them some of the highest-yielding options in Europe. Additionally, Freedom24 provides a savings account with daily interest accrual, delivering solid annual returns in EUR and USD.Clients of Freedom24 also gain access to a free investment academy and weekly investment ideas from the company’s award-winning analysts. New clients can receive up to 20 gift stocks when funding their accounts.Investing with Freedom24 is highly secure, as the company adheres to MiFID II standards, undergoes audits by the Big Four auditor Deloitte, and offers insurance coverage for client funds up to €20,000.Discover the benefits of Freedom24's investment options and begin your journey to financial security <a target="_blank" rel="noopener noreferrer" href="https://lp.freedom24.com/en/welcome?utm_source=2584&amp;utm_medium=affiliates&amp;utm_campaign=mc_inaff_1499&amp;utm_term=2584&amp;s_id=enwelcome">here</a>.

Discover how Freedom24, a leading European brokerage firm regulated by CySEC, offers access to global markets and over 1 million financial instruments, including stocks, bonds, ETFs, and U.S. stock options. Enjoy competitive interest rates while benefiting from the security and expertise of a trusted, NASDAQ-listed broker.

Why You Should Consider an Investment Plan with Freedom24

Best Business Accounts in Spain (November 2024)<ol><li><a target="_blank" rel="noopener noreferrer">Revolut Business</a>&nbsp;Features Table:<figure class="table"><table><thead><tr><th>Interest Rate</th><th>SEPA Payments</th><th>Currencies</th><th>Best For</th></tr></thead><tbody><tr><td>Up to 3.51% EUR</td><td>Free for most plans</td><td>Multi-currency with great exchange rates</td><td>Freelancers, SMEs, large corporations</td></tr></tbody></table></figure>&nbsp;Monthly Fee: From €0 (Basic Plan) to custom pricing for the Enterprise Plan.&nbsp;Interest Rate: Up to 3.51% EUR (Enterprise Plan).&nbsp;SEPA Payment Price: Free for most plans, subject to limits. Additional charges may apply.&nbsp;Great For: Freelancers, SMEs, and large corporations that need multi-currency accounts and low-cost international transactions.&nbsp;But Be Aware That: Some users report occasional delays in customer support. Higher transfer limits only available on paid plans.&nbsp;Available In: Netherlands, European Economic Area (EEA), United Kingdom, Switzerland, Australia, Canada, Japan, Singapore, United States.</li></ol><hr>&nbsp;<ol start="2"><li>Airwallex Business&nbsp;Features Table:<figure class="table"><table><thead><tr><th>Interest Rate</th><th>SEPA Payments</th><th>Currencies</th><th>Best For</th></tr></thead><tbody><tr><td>No interest offered</td><td>Free for local payments</td><td>Multi-currency available</td><td>International businesses and global payments</td></tr></tbody></table></figure>&nbsp;Monthly Fee: From €0 (Explore Plan) to €999/month for the Accelerate Plan.&nbsp;&nbsp;&nbsp; &nbsp;Interest Rate: Not available.&nbsp;&nbsp;&nbsp; &nbsp;SEPA Payment Price: Free for local transfers, additional charges for SWIFT payments.&nbsp;Great For: Businesses with international operations needing multi-currency accounts and competitive foreign exchange rates.&nbsp;But Be Aware That: Airwallex does not provide interest on account balances. May face challenges during the account approval process.&nbsp;Available In: Netherlands, Australia, United Kingdom, United States, and more.</li></ol><hr>&nbsp;<ol start="3"><li><a target="_blank" rel="noopener noreferrer" href="https://www.financeads.net/tc.php?t=59406C5178120878T">Vivid Money Business</a>&nbsp;Features Table:<figure class="table"><table><thead><tr><th>Interest Rate</th><th>SEPA Payments</th><th>Currencies</th><th>Best For</th></tr></thead><tbody><tr><td>Up to 3.5%</td><td>Free for limited transfers, additional fee for extra transfers</td><td>Multi-currency supported</td><td>Freelancers, SMEs, cashback enthusiasts</td></tr></tbody></table></figure>&nbsp;Monthly Fee: From €0 (Free Start Plan) to €249/month (Enterprise+ Plan).&nbsp;&nbsp;&nbsp; &nbsp;Interest Rate: Up to 3.5% annual interest (available on specific plans or balances).&nbsp;&nbsp;&nbsp; &nbsp;SEPA Payment Price: Free for a limited number of transfers per month, additional charges of €0.20 per transaction.&nbsp;Great For: Freelancers and businesses seeking digital banking solutions with cashback on purchases.&nbsp;But Be Aware That: Higher cashback rates and increased transfer limits only available on premium plans.&nbsp;Available In: Germany, France, Spain, Italy.</li></ol><hr>&nbsp;<ol start="4"><li><a target="_blank" rel="noopener noreferrer" href="https://www.financeads.net/tc.php?t=59406C433698492T">Finom Business</a>&nbsp;Features Table:<figure class="table" style="width:100%;"><table class="ck-table-resized"><colgroup><col style="width:19.26%;"><col style="width:24.12%;"><col style="width:28.48%;"><col style="width:28.14%;"></colgroup><thead><tr><th>Interest Rate</th><th>SEPA Payments</th><th>Currencies</th><th>Best For</th></tr></thead><tbody><tr><td>No interest offered</td><td>Free for limited transfers</td><td>Available for most EU countries</td><td>SMEs and large corporations</td></tr></tbody></table></figure>&nbsp;Monthly Fee: From €0 (Solo Plan) to €249/month (Enterprise Plan).&nbsp;&nbsp;&nbsp; &nbsp;Interest Rate: Not offered.&nbsp;&nbsp;&nbsp; &nbsp;SEPA Payment Price: Free for a limited number of outgoing transfers per month; additional transfers incur a fee.&nbsp;Great For: SMEs and large corporations seeking integrated invoicing, expense management, and accounting software.&nbsp;But Be Aware That: No interest-bearing savings accounts available. Some advanced features are only available on premium plans.&nbsp;Available In: Netherlands, Belgium, France, Germany, and more.</li></ol><hr>&nbsp;<ol start="5"><li><a target="_blank" rel="noopener noreferrer" href="https://www.financeads.net/tc.php?t=59406C276650850T">Qonto Business</a>&nbsp;Features Table:<figure class="table"><table><thead><tr><th>Interest Rate</th><th>SEPA Payments</th><th>Currencies</th><th>Best For</th></tr></thead><tbody><tr><td>No interest offered</td><td>Free for a set number of transfers</td><td>EUR-only</td><td>Startups, freelancers, SMEs</td></tr></tbody></table></figure>&nbsp;Monthly Fee: From €9 (Basic Plan) to €249 (Enterprise Plan).&nbsp;&nbsp;&nbsp; &nbsp;Interest Rate: Not offered.&nbsp;&nbsp;&nbsp; &nbsp;SEPA Payment Price: Free for a set number of outgoing SEPA transfers, additional transfers at €0.40 each.&nbsp;Great For: Startups, freelancers, and SMEs needing a digital banking solution with multi-user access and expense management tools.&nbsp;But Be Aware That: Higher-tier plans required for some of the advanced features.&nbsp;Available In: Netherlands, France, Germany, Italy, Spain, Austria, and Portugal.</li></ol><hr>&nbsp;<ol start="6"><li><a target="_blank" rel="noopener noreferrer" href="https://www.financeads.net/tc.php?t=59406C4530103474T">MultiPass Business Account</a>&nbsp;Features Table:<figure class="table"><table><thead><tr><th>Interest Rate</th><th>SEPA Payments</th><th>Currencies</th><th>Best For</th></tr></thead><tbody><tr><td>No interest offered</td><td>Incoming SEPA payments at €2 each, outgoing from 0.10% of transaction amount (min. €10)</td><td>Multi-currency supporting 70+ currencies</td><td>International trade and global businesses</td></tr></tbody></table></figure>&nbsp;Monthly Fee: From £100, with fees varying based on the selected plan and services.&nbsp;&nbsp;&nbsp; &nbsp;Interest Rate: MultiPass does not currently offer interest-bearing savings accounts.&nbsp;&nbsp;&nbsp; &nbsp;SEPA Payment Price: Incoming SEPA payments are charged at €2 per transaction; outgoing SEPA payments start from 0.10% of the transaction amount, with a minimum fee of €10.&nbsp;Great For: Businesses engaged in international trade seeking multi-currency accounts, competitive foreign exchange rates, and the ability to hold, receive, convert, and send over 70 currencies across 200 countries and regions using a single account.&nbsp;But Be Aware That: MultiPass requires a minimum balance equivalent to three monthly fees. Failure to meet this minimum balance incurs a monthly charge of €100. Additionally, there is an account opening fee starting from €500.&nbsp;Available In: Netherlands, United Kingdom, United States, Australia, Austria, Belgium, Canada, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hong Kong, Hungary, India, Indonesia, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malaysia, Malta, Norway, Philippines, Poland, Portugal, Romania, Singapore, Slovakia, Slovenia, Spain, and Sweden.</li></ol><hr>&nbsp;ConclusionChoosing the right business account in Spain in November 2024 depends on your business needs. Whether you prioritize low fees, high interest rates, or advanced international payment solutions, there is an option available for every business type. Compare the plans carefully to find the one that best fits your goals.This comparison is based on available information for November 2024. Prices and features may change over time, so always check with the provider for the most current details.<hr>

Compare the best business accounts available in Spain in November 2024, including fees, interest rates, and available features for businesses of all sizes.

Best Business Accounts for Spain in November 2024

Best Business Accounts in Germany (November 2024)<ol><li><a target="_blank" rel="noopener noreferrer" href="https://business.revolut.com/signup?promo=b2b-ref-015-H3-ULB&amp;ext=984c406d-0443-4ecb-8df1-8194f4bf779c&amp;context=B2B_REFERRAL">Revolut Business</a>&nbsp;Features Table:<figure class="table"><table><thead><tr><th>Interest Rate</th><th>SEPA Payments</th><th>Currencies</th><th>Best For</th></tr></thead><tbody><tr><td>Up to 3.51% EUR</td><td>Free for most plans</td><td>Multi-currency with great exchange rates</td><td>Freelancers, SMEs, large corporations</td></tr></tbody></table></figure>&nbsp;Monthly Fee: From €0 (Basic Plan) to custom pricing for the Enterprise Plan.&nbsp;Interest Rate: Up to 3.51% EUR (Enterprise Plan).&nbsp;SEPA Payment Price: Free for most plans, subject to limits. Additional charges may apply.&nbsp;Great For: Freelancers, SMEs, and large corporations that need multi-currency accounts and low-cost international transactions.&nbsp;But Be Aware That: Some users report occasional delays in customer support. Higher transfer limits only available on paid plans.&nbsp;Available In: Netherlands, European Economic Area (EEA), United Kingdom, Switzerland, Australia, Canada, Japan, Singapore, United States.</li></ol><hr>&nbsp;<ol start="2"><li>Airwallex Business&nbsp;Features Table:<figure class="table"><table><thead><tr><th>Interest Rate</th><th>SEPA Payments</th><th>Currencies</th><th>Best For</th></tr></thead><tbody><tr><td>No interest offered</td><td>Free for local payments</td><td>Multi-currency available</td><td>International businesses and global payments</td></tr></tbody></table></figure>&nbsp;Monthly Fee: From €0 (Explore Plan) to €999/month for the Accelerate Plan. &nbsp;Interest Rate: Not available. &nbsp;SEPA Payment Price: Free for local transfers, additional charges for SWIFT payments.&nbsp;Great For: Businesses with international operations needing multi-currency accounts and competitive foreign exchange rates.&nbsp;But Be Aware That: Airwallex does not provide interest on account balances. May face challenges during the account approval process.&nbsp;Available In: Netherlands, Australia, United Kingdom, United States, and more.</li></ol><hr>&nbsp;<ol start="3"><li><a target="_blank" rel="noopener noreferrer" href="https://www.financeads.net/tc.php?t=59406C5178120878T">Vivid Money Business</a>&nbsp;Features Table:<figure class="table"><table><thead><tr><th>Interest Rate</th><th>SEPA Payments</th><th>Currencies</th><th>Best For</th></tr></thead><tbody><tr><td>Up to 3.5%</td><td>Free for limited transfers, additional fee for extra transfers</td><td>Multi-currency supported</td><td>Freelancers, SMEs, cashback enthusiasts</td></tr></tbody></table></figure>&nbsp;Monthly Fee: From €0 (Free Start Plan) to €249/month (Enterprise+ Plan). &nbsp;Interest Rate: Up to 3.5% annual interest (available on specific plans or balances). &nbsp;SEPA Payment Price: Free for a limited number of transfers per month, additional charges of €0.20 per transaction.&nbsp;Great For: Freelancers and businesses seeking digital banking solutions with cashback on purchases.&nbsp;But Be Aware That: Higher cashback rates and increased transfer limits only available on premium plans.&nbsp;Available In: Germany, France, Spain, Italy.</li></ol><hr>&nbsp;<ol start="4"><li><a target="_blank" rel="noopener noreferrer" href="https://www.financeads.net/tc.php?t=59406C433698492T">Finom Business</a>&nbsp;Features Table:<figure class="table" style="width:100%;"><table class="ck-table-resized"><colgroup><col style="width:19.26%;"><col style="width:24.12%;"><col style="width:28.48%;"><col style="width:28.14%;"></colgroup><thead><tr><th>Interest Rate</th><th>SEPA Payments</th><th>Currencies</th><th>Best For</th></tr></thead><tbody><tr><td>No interest offered</td><td>Free for limited transfers</td><td>Available for most EU countries</td><td>SMEs and large corporations</td></tr></tbody></table></figure>&nbsp;Monthly Fee: From €0 (Solo Plan) to €249/month (Enterprise Plan). &nbsp;Interest Rate: Not offered. &nbsp;SEPA Payment Price: Free for a limited number of outgoing transfers per month; additional transfers incur a fee.&nbsp;Great For: SMEs and large corporations seeking integrated invoicing, expense management, and accounting software.&nbsp;But Be Aware That: No interest-bearing savings accounts available. Some advanced features are only available on premium plans.&nbsp;Available In: Netherlands, Belgium, France, Germany, and more.</li></ol><hr>&nbsp;<ol start="5"><li><a target="_blank" rel="noopener noreferrer" href="https://www.financeads.net/tc.php?t=59406C276650850T">Qonto Business</a>&nbsp;Features Table:<figure class="table"><table><thead><tr><th>Interest Rate</th><th>SEPA Payments</th><th>Currencies</th><th>Best For</th></tr></thead><tbody><tr><td>No interest offered</td><td>Free for a set number of transfers</td><td>EUR-only</td><td>Startups, freelancers, SMEs</td></tr></tbody></table></figure>&nbsp;Monthly Fee: From €9 (Basic Plan) to €249 (Enterprise Plan). &nbsp;Interest Rate: Not offered. &nbsp;SEPA Payment Price: Free for a set number of outgoing SEPA transfers, additional transfers at €0.40 each.&nbsp;Great For: Startups, freelancers, and SMEs needing a digital banking solution with multi-user access and expense management tools.&nbsp;But Be Aware That: Higher-tier plans required for some of the advanced features.&nbsp;Available In: Netherlands, France, Germany, Italy, Spain, Austria, and Portugal.</li></ol><hr>&nbsp;<ol start="6"><li><a target="_blank" rel="noopener noreferrer" href="https://www.financeads.net/tc.php?t=59406C4530103474T">MultiPass Business Account</a>&nbsp;Features Table:<figure class="table"><table><thead><tr><th>Interest Rate</th><th>SEPA Payments</th><th>Currencies</th><th>Best For</th></tr></thead><tbody><tr><td>No interest offered</td><td>Incoming SEPA payments at €2 each, outgoing from 0.10% of transaction amount (min. €10)</td><td>Multi-currency supporting 70+ currencies</td><td>International trade and global businesses</td></tr></tbody></table></figure>&nbsp;Monthly Fee: From £100, with fees varying based on the selected plan and services. &nbsp;Interest Rate: MultiPass does not currently offer interest-bearing savings accounts. &nbsp;SEPA Payment Price: Incoming SEPA payments are charged at €2 per transaction; outgoing SEPA payments start from 0.10% of the transaction amount, with a minimum fee of €10.&nbsp;Great For: Businesses engaged in international trade seeking multi-currency accounts, competitive foreign exchange rates, and the ability to hold, receive, convert, and send over 70 currencies across 200 countries and regions using a single account.&nbsp;But Be Aware That: MultiPass requires a minimum balance equivalent to three monthly fees. Failure to meet this minimum balance incurs a monthly charge of €100. Additionally, there is an account opening fee starting from €500.&nbsp;Available In: Netherlands, United Kingdom, United States, Australia, Austria, Belgium, Canada, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hong Kong, Hungary, India, Indonesia, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malaysia, Malta, Norway, Philippines, Poland, Portugal, Romania, Singapore, Slovakia, Slovenia, Spain, and Sweden.</li></ol><hr>&nbsp;ConclusionChoosing the right business account in Germany in November 2024 depends on your business needs. Whether you prioritize low fees, high interest rates, or advanced international payment solutions, there is an option available for every business type. Compare the plans carefully to find the one that best fits your goals.This comparison is based on available information for November 2024. Prices and features may change over time, so always check with the provider for the most current details.<hr>

Compare the best business accounts available in Germany in November 2024, including fees, interest rates, and available features for businesses of all sizes.

Best Business Accounts for Germany in November 2024

Best Business Accounts in the Netherlands (November 2024)<ol><li><a target="_blank" rel="noopener noreferrer" href="https://business.revolut.com/signup?promo=b2b-ref-015-H3-ULB&amp;ext=984c406d-0443-4ecb-8df1-8194f4bf779c&amp;context=B2B_REFERRAL">Revolut Business</a>&nbsp;Features Table:<figure class="table"><table><thead><tr><th>Interest Rate</th><th>SEPA Payments</th><th>Currencies</th><th>Best For</th></tr></thead><tbody><tr><td>Up to 3.51% EUR</td><td>Free for most plans</td><td>Multi-currency with great exchange rates</td><td>Freelancers, SMEs, large corporations</td></tr></tbody></table></figure>&nbsp;Monthly Fee: From €0 (Basic Plan) to custom pricing for the Enterprise Plan.&nbsp;Interest Rate: Up to 3.51% EUR (Enterprise Plan).&nbsp;SEPA Payment Price: Free for most plans, subject to limits. Additional charges may apply.&nbsp;Great For: Freelancers, SMEs, and large corporations that need multi-currency accounts and low-cost international transactions.&nbsp;But Be Aware That: Some users report occasional delays in customer support. Higher transfer limits only available on paid plans.&nbsp;Available In: Netherlands, European Economic Area (EEA), United Kingdom, Switzerland, Australia, Canada, Japan, Singapore, United States.</li></ol><hr>&nbsp;<ol start="2"><li>Airwallex Business&nbsp;Features Table:<figure class="table"><table><thead><tr><th>Interest Rate</th><th>SEPA Payments</th><th>Currencies</th><th>Best For</th></tr></thead><tbody><tr><td>No interest offered</td><td>Free for local payments</td><td>Multi-currency available</td><td>International businesses and global payments</td></tr></tbody></table></figure>&nbsp;Monthly Fee: From €0 (Explore Plan) to €999/month for the Accelerate Plan.&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;Interest Rate: Not available.&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;SEPA Payment Price: Free for local transfers, additional charges for SWIFT payments.&nbsp;Great For: Businesses with international operations needing multi-currency accounts and competitive foreign exchange rates.&nbsp;But Be Aware That: Airwallex does not provide interest on account balances. May face challenges during the account approval process.&nbsp;Available In: Netherlands, Australia, United Kingdom, United States, and more.</li></ol><hr>&nbsp;<ol start="3"><li><a target="_blank" rel="noopener noreferrer" href="https://www.financeads.net/tc.php?t=59406C5178120878T">Vivid Money Business</a>&nbsp;Features Table:<figure class="table"><table><thead><tr><th>Interest Rate</th><th>SEPA Payments</th><th>Currencies</th><th>Best For</th></tr></thead><tbody><tr><td>Up to 3.5%</td><td>Free for limited transfers, additional fee for extra transfers</td><td>Multi-currency supported</td><td>Freelancers, SMEs, cashback enthusiasts</td></tr></tbody></table></figure>&nbsp;Monthly Fee: From €0 (Free Start Plan) to €249/month (Enterprise+ Plan).&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;Interest Rate: Up to 3.5% annual interest (available on specific plans or balances).&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;SEPA Payment Price: Free for a limited number of transfers per month, additional charges of €0.20 per transaction.&nbsp;Great For: Freelancers and businesses seeking digital banking solutions with cashback on purchases.&nbsp;But Be Aware That: Higher cashback rates and increased transfer limits only available on premium plans.&nbsp;Available In: Germany, France, Spain, Italy.</li></ol><hr>&nbsp;<ol start="4"><li><a target="_blank" rel="noopener noreferrer" href="https://finom.co/nl-nl/?utm_source=financeads&amp;utm_medium=cps&amp;utm_campaign=fa-banking-.co-Netherlands-59406&amp;s_id=1706269388X59406C433698492T">Finom Business</a>&nbsp;Features Table:<figure class="table" style="width:100%;"><table class="ck-table-resized"><colgroup><col style="width:19.26%;"><col style="width:24.12%;"><col style="width:28.48%;"><col style="width:28.14%;"></colgroup><thead><tr><th>Interest Rate</th><th>SEPA Payments</th><th>Currencies</th><th>Best For</th></tr></thead><tbody><tr><td>No interest offered</td><td>Free for limited transfers</td><td>Available for most EU countries</td><td>SMEs and large corporations</td></tr></tbody></table></figure>&nbsp;Monthly Fee: From €0 (Solo Plan) to €249/month (Enterprise Plan).&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;Interest Rate: Not offered.&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;SEPA Payment Price: Free for a limited number of outgoing transfers per month; additional transfers incur a fee.&nbsp;Great For: SMEs and large corporations seeking integrated invoicing, expense management, and accounting software.&nbsp;But Be Aware That: No interest-bearing savings accounts available. Some advanced features are only available on premium plans.&nbsp;Available In: Netherlands, Belgium, France, Germany, and more.</li></ol><hr>&nbsp;<ol start="5"><li><a target="_blank" rel="noopener noreferrer" href="https://qonto.com/fr?utm_source=affiliate&amp;utm_medium=financeadsfr&amp;utm_campaign=59406&amp;p=2766&amp;s_id=1706269412X59406C276650850T">Qonto Business</a>&nbsp;Features Table:<figure class="table"><table><thead><tr><th>Interest Rate</th><th>SEPA Payments</th><th>Currencies</th><th>Best For</th></tr></thead><tbody><tr><td>No interest offered</td><td>Free for a set number of transfers</td><td>EUR-only</td><td>Startups, freelancers, SMEs</td></tr></tbody></table></figure>&nbsp;Monthly Fee: From €9 (Basic Plan) to €249 (Enterprise Plan).&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;Interest Rate: Not offered.&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;SEPA Payment Price: Free for a set number of outgoing SEPA transfers, additional transfers at €0.40 each.&nbsp;Great For: Startups, freelancers, and SMEs needing a digital banking solution with multi-user access and expense management tools.&nbsp;But Be Aware That: Higher-tier plans required for some of the advanced features.&nbsp;Available In: Netherlands, France, Germany, Italy, Spain, Austria, and Portugal.</li></ol><hr>&nbsp;<ol start="6"><li><a target="_blank" rel="noopener noreferrer" href="https://multipass.co/lp/open-account?utm_source=financeads&amp;utm_medium=affiliate&amp;utm_campaign=FA-59406&amp;s_id=1706269424X59406C4530103474T">MultiPass Business Account</a>&nbsp;Features Table:<figure class="table"><table><thead><tr><th>Interest Rate</th><th>SEPA Payments</th><th>Currencies</th><th>Best For</th></tr></thead><tbody><tr><td>No interest offered</td><td>Incoming SEPA payments at €2 each, outgoing from 0.10% of transaction amount (min. €10)</td><td>Multi-currency supporting 70+ currencies</td><td>International trade and global businesses</td></tr></tbody></table></figure>&nbsp;Monthly Fee: From £100, with fees varying based on the selected plan and services.&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;Interest Rate: MultiPass does not currently offer interest-bearing savings accounts.&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;SEPA Payment Price: Incoming SEPA payments are charged at €2 per transaction; outgoing SEPA payments start from 0.10% of the transaction amount, with a minimum fee of €10.&nbsp;Great For: Businesses engaged in international trade seeking multi-currency accounts, competitive foreign exchange rates, and the ability to hold, receive, convert, and send over 70 currencies across 200 countries and regions using a single account.&nbsp;But Be Aware That: MultiPass requires a minimum balance equivalent to three monthly fees. Failure to meet this minimum balance incurs a monthly charge of €100. Additionally, there is an account opening fee starting from €500.&nbsp;Available In: Netherlands, United Kingdom, United States, Australia, Austria, Belgium, Canada, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hong Kong, Hungary, India, Indonesia, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malaysia, Malta, Norway, Philippines, Poland, Portugal, Romania, Singapore, Slovakia, Slovenia, Spain, and Sweden.</li></ol><hr>ConclusionChoosing the right business account in the Netherlands in November 2024 depends on your business needs. Whether you prioritize low fees, high interest rates, or advanced international payment solutions, there is an option available for every business type. Compare the plans carefully to find the one that best fits your goals.This comparison is based on available information for November 2024. Prices and features may change over time, so always check with the provider for the most current details.<hr>

Compare the best business accounts available in the Netherlands in November 2024, including fees, interest rates, and available features for businesses of all sizes.

Best Business Accounts for Netherlands in November 2024

<h2>Fixed-Term Deposits in Cypriot Banks</h2>Let’s explore what fixed-term deposits look like for Cyprus residents.Since January 2024, interest rates on term deposits in Cypriot banks have remained steady, with the highest average rate for 12-month deposits peaking at 2.06%. Currently, it hovers around 1.96%.Here’s a snapshot of the best offers from local banks:<ul><li>Alpha Bank: 2.25% for 12 months</li><li>Ancoria Bank: 2.00% for 12 months</li><li>Ancoria Bank: 1.50% for 9 months</li><li>Alpha Bank: 1.25% for 6 months</li></ul>However, sometimes these offers are only available in branches and are not always available to open online.While the market is growing, Cyprus still ranks low in Europe for average interest rates on deposits up to 12 months, behind Slovenia and Greece. On the other hand, the Baltic countries offer some of the best rates in Europe — Estonia at 3.55%, Finland at 3.51%, and Latvia at 3.10%.Here’s the good news: Cypriots can still open fixed-term deposits online at some of banks.<h2>Better Fixed-Term Deposit Offers for Cypriots</h2>Cypriots can take advantage of higher interest rates by exploring options outside Cyprus. Many EU banks allow Cypriots to open fixed-term deposits online, offering better rates and returns on savings.PickTheBank, a platform that simplifies the search for the best fixed-term deposit offers, has analyzed over 1,000 banks and found the best option for Cypriots.<h3>The Best Fixed-Term Deposit Offer for Cypriots</h3>For Cypriots, the top offer is from <a target="_blank" rel="noopener noreferrer" href="https://pickthebank.eu/redirect/?bank_index=bank3378LV&amp;product_index=999000688&amp;bank_name=BluOr+bank">BluOr Bank (Latvia)</a>, offering <a target="_blank" rel="noopener noreferrer" href="https://pickthebank.eu/redirect/?bank_index=bank3378LV&amp;product_index=999000688&amp;bank_name=BluOr+bank">3.50% for 12 months</a>. Other options range from 3 to 60 months.<h3>Why choose BluOr Bank?</h3><ul><li>Online opening without the need for a current account</li><li>Minimum deposit of just EUR 1,000</li><li>Available to individuals and companies</li><li>Deposits guaranteed by the state up to EUR 100,000</li></ul>This definitely looks better than the 1.50% offered by local banks, doesn’t it? &nbsp; <a target="_blank" rel="noopener noreferrer" href="https://pickthebank.eu/redirect/?bank_index=bank3378LV&amp;product_index=999000688&amp;bank_name=BluOr+bank">Visit the bank’s website and apply online today!</a> &nbsp;

Recent