6.10.2023

Best Offers European Deposits for This Month

5 min read

Discover the latest top fixed deposit offers across 25 eurozone countries, sourced from over 1,000 banks and 20,000 deals. This monthly overview highlights the dynamic market influenced by the ECB's record interest rate increase. Explore high-yield options and convenient online opening opportunities while considering your country, preferred term, and currency.

Today we want to show you the best fixed deposit offers from over 20,000 offers from over 1,000 banks in 25 eurozone countries.

Every month we produce deposit market overviews for each country, from the Netherlands and Germany to Lithuania and Spain, which you can also read on our blog.
However, as the EU fixed-term deposit market is well developed and you can open a fixed-term deposit in any eurozone country, it is useful to be able to compare bank offers across all countries.

The data collected by PickTheBank shows that there is considerable dynamism in the term deposit market. It is important to note that the recent increase in the European Central Bank (ECB) interest rate to a record 4% has already begun to influence the deposit market towards higher rates, which will be positive for investor returns.

It is important to note that the data below is current as of today. If you would like to see the most up-to-date analysis of term deposit offers in the EU, please visit the Statistics page, where the data is updated daily.

We would also like to remind you that some of the banks' offers can be opened online, making the process quick and easy.

🔥Top European Deposit Rates This Month🔥

Interest rate	Bank	Currency	Term
5.50%	BANCA POPOLARE SANT'ANGELO, SOCIETA' COOPERATIVA PER AZIONI	EUR	6 mths	More ->
4.50%	Holm Bank	EUR	3 mths	More ->
4.40%	SME Bank	EUR	12 mths	More ->
4.33%	Klarna Bank AB, German Branch	EUR	12 mths	More ->
4.30%	A&G Banco	EUR	24 mths	More ->
4.30%	Bigbank	EUR	12 mths	More ->
4.20%	Haitong Bank	EUR	24 mths	More ->
4.17%	Klarna Bank	EUR	12 mths	More ->
4.02%	Sparkasse Pottenstein N.Ö.	EUR	24 mths	More ->
4.00%	ČSOB stavebná sporiteľňa, a.s.	EUR	12 mths	More ->
4.00%	Renault Bank	EUR	12 mths	More ->
4.00%	J&T BANKA, a.s.	EUR	12 mths	More ->
3.95%	Credit Europe Bank N.V.	EUR	36 mths	More ->

If you are looking to find and select a term deposit that suits your country within the Eurozone and meets your preferences regarding deposit type, term, and currency, we recommend doing so by visiting our Find a Deposit page.