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31.1.2024

Best Savings Account Rates for Dutch People in 2024

2 min read

Explore high-yield savings account options for Dutch residents in 2024. As local banks lower their rates, discover opportunities abroad offering up to 3.50% interest rates. This curated selection includes banks and neobanks from various European countries, providing the highest returns accessible online. Ensure financial security with legal deposit opening processes and coverage under the Deposit Guarantee Scheme.

Savings & demand deposit rates in the Netherlands and abroad 


Banks are lowering their savings account rates in response to the expected cut in the ECB deposit rate. 
If you follow the deposit market in the Netherlands closely, you will know that local banks offer deposits at lower rates than you can find in other countries, but they are available to Dutch citizens.

For example, the largest Dutch banks offer the following savings deposit rates

ABN Amro - 1.50%.
ING - up to 1.50%.
Rabobank - up to 1.70%.

At the same time, savings deposits with rates of up to 3.50% are available to the Dutch!


Therefore, we have prepared a selection of offers from various banks, and neobanks, available to Dutch residents. These banks offer the highest interest rates on savings and demand deposits, and you can open them online and earn even more!
 

 

Interest rateBankCurrency 
3.50%Banca Progetto (Italy)EUROpen online ->
3.31%Distingo Bank (France)EUROpen online ->
3.30%CKV Spaarbank (Belgium)EUROpen online ->
3.29%Nordax Bank (Sweden)EUROpen online ->
3.27%Alisa Bank (Finland)EUROpen online ->
3.25%Klarna Bank (Sweden)EUROpen online ->

 

Opening a fixed-term deposit online is legal and secure: any deposit up to € 100,000 per depositor and per bank is covered by the Deposit Guarantee Scheme.

 


These reviews are for informational purposes only and should not be construed as investment or financial advice, and users should always conduct their own research or consult with professional advisors before making any decisions related to their finances.

 

Top deposits available online

Available online
Protected up to €100k
bankImage

Anadi Bank AG

Austria

3.10%

3mths,

Available online
Protected up to €100k
bankImage

Klarna Bank AB, German Branch

Germany

3.10%

3mths,

Available online
Protected up to €100k
bankImage

Anadi Bank AG

Austria

3.10%

6mths,

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