23.1.2024
Best Term Deposits to Open Online for Dutch Residents: January 2024
2 min read
Discover the top term deposit options for Dutch residents in January 2024. With local rates declining, explore foreign banks offering competitive rates up to 4.20% for 6 months. This curated selection provides Dutch citizens with opportunities for higher returns and flexibility in reinvestment. Please note, these insights are for informational purposes only; individuals should conduct their research or seek professional advice before making financial decisions.
We continue to analyse and collect the best term deposits across Europe.
Next up are the best bank term deposits for the Netherlands in January 2024.
The financial landscape in Europe continues to change, with everyone keeping an eye on the ECB and what interest rate decisions it will make soon.
However, banks are already cutting deposit rates.
Banks in the Netherlands are not currently offering fixed-term deposits with rates above 3.75%.
However, banks in other EU countries are offering Dutch people the opportunity to open deposits with an interest rate of 4.20% for only 6 months, which is an ideal deposit term, after which you can easily reinvest your savings in other deposit options or a term deposit with a more attractive interest rate if there is one.
Below are the most attractive term deposit options from foreign banks for Dutch citizens as of January 2024:
| Interest rate | Bank | Currency | Term | |
|---|---|---|---|---|
| 4.20% | Banco BAI Europa (Portugal) | EUR | 6 month | Open online -> |
| 4.20% | Banco BAI Europa (Portugal) | EUR | 12 month | Open online -> |
| 4.00% | BluOr Bank (Latvia) | EUR | 6 month | Open online -> |
| 4.00% | Banca Progetto (Italy) | EUR | 12 month | Open online -> |
| 4.00% | Banca Progetto (Italy) | EUR | 2 years | Open online -> |
| 3.95% | Haitong Bank (Portugal) | EUR | 12 month | Open online -> |
These reviews are for informational purposes only and should not be construed as investment or financial advice, and users should always conduct their own research or consult with professional advisors before making any decisions related to their finances.
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