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11.1.2024

Which Fixed-Term Deposits will Help Spaniards Keep Their Savings in 2024?

2 min read

Discover Lucrative Fixed-Term Deposit Rates Available to Spaniards Amidst Expected ECB Rate Cuts. Compare offerings from local banks with those from other EU countries, including Portugal, Latvia, and Italy. Open online with our trusted partner Raisin, ensuring legal and secure transactions under the Deposit Guarantee Scheme. Gain financial insights and make informed decisions with PickTheBank.

Fixed-term deposit rates in Spain and the EU

 

 

Banks are already cutting term deposit rates in response to expected ECB rate cuts. 
Suppose you follow the Spanish term deposit market closely and actively compare offers with deposits from other EU countries. In this case, you will know that local banks offer deposits at lower rates than banks from other EU countries.

 

We have therefore prepared a selection of offers from various EU banks that are available to Spaniards. These banks are offering the highest interest rates on term deposits and you can open them before the rates fall!


Click on «Open Online» next to the offers and go to the website of our partner Raisin to open online!
Raisin is a successful German financial service that has helped more than 1.5 million customers open high-yield accounts for over 11 years.

 

Interest rateBankCurrencyTerm 
4.00%BlueOr BankEUR6 mthsOpen online ->
4.00%Banca ProgettoEUR12 mthsOpen online ->
3.98%Banca ProgettoEUR2 yearsOpen online ->
3.95%Haitong BankEUR12 mthsOpen online ->
3.90%Banca ProgettoEUR3 mthsOpen online ->
3.90%Banca ProgettoEUR6 mthsOpen online ->

 

Opening a fixed-term deposit online is legal and secure: any deposit up to 100,000 euros per depositor and per bank is covered by the Deposit Guarantee Scheme.

 

 

These reviews are for informational purposes only and should not be construed as investment or financial advice, and users should always conduct their own research or consult with professional advisors before making any decisions related to their finances.

Top deposits available online

Available online
Protected up to €100k
bankImage

Bank of Scotland

Germany

2.90%

3mths,

Available online
Protected up to €100k
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1822direkt

Germany

2.90%

6mths,

Available online
Protected up to €100k
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Klarna Bank AB, German Branch

Germany

2.83%

3years,

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