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19.9.2023

Romania's Deposit Market Overview: September 2023

4 min read

The Romania Deposit Market Overview for September 2023 offers a comprehensive analysis of the current state of the deposit market in Romania. This report delves into the prevailing trends and developments, shedding light on factors influencing interest rates, savings instruments, and investment prospects accessible to individuals. Explore the intricacies of Romania's financial landscape and stay informed about the latest opportunities in the deposit market.

Welcome to the PickTheBank platform, where we continuously monitor the dynamics of deposit interest rates across Europe to keep you informed of the most significant changes.

Today, we turn your attention to interest rates in Romania, a country we have thoroughly researched. We have analyzed the websites of 21 Romanian banks offering a variety of term deposit products, and we've identified 940 such offerings. This is just a small part of our extensive database, covering over 20,000 products from more than 1,000 banks in 25 European countries.

Against the backdrop of rising inflation, we've observed consistent increases in interest rates in recent times. Our overarching goal remains unwavering: to provide you with the most enticing and competitive offers available in the market.

So, here are the best deposit offers in Romania:

 

🔥Top-5 12-month ordinary EUR deposit rates:

 

Interest rateBankCurrencyTerm 
3.75%PATRIA BANK S.A.EUR12 mthsMore ->
3.60%BRD - Groupe Societe Generale S.A.EUR12 mthsMore ->
3.30%FIRST BANK S.A.EUR12 mthsMore ->
3.25%BANCA DE EXPORT IMPORT A ROMANIEI EXIMBANK S.A.EUR12 mthsMore ->
3.25%OTP BANK ROMANIA S.A.EUR12 mthsMore ->

 

🔥Top-5 24-month ordinary EUR deposit rates:

 

Interest rateBankCurrencyTerm 
3.50%ALPHA BANK ROMANIA S.A.EUR24 mthsMore ->
3.50%LIBRA INTERNET BANK S.A.EUR24 mthsMore ->
3.50%PATRIA BANK S.A.EUR24 mthsMore ->
3.40%FIRST BANK S.A.EUR24 mthsMore ->
3.05%TECHVENTURES BANK S.A.EUR24 mthsMore ->

 

🔥Top-5 36-month ordinary EUR deposit rates:

 

Interest rateBankCurrencyTerm 
3.50%LIBRA INTERNET BANK S.A.EUR36 mthsMore ->
3.40%FIRST BANK S.A.EUR36 mthsMore ->
3.05%TECHVENTURES BANK S.A.EUR36 mthsMore ->
2.50%BANCA TRANSILVANIA S.A.EUR36 mthsMore ->
2.19%BRD - Groupe Societe Generale S.A.EUR36 mthsMore ->

 

🔥Top EUR deposit rates - any term:

 

Interest rateBankCurrencyTerm 
3.80%PATRIA BANK S.A.EUR18 mthsMore ->
3.75%PATRIA BANK S.A.EUR12 mthsMore ->
3.70%PATRIA BANK S.A.EUR12 mthsMore ->
3.60%BRD - Groupe Societe Generale S.A.EUR12 mthsMore ->
3.50%BANCA DE EXPORT IMPORT A ROMANIEI EXIMBANK S.A.EUR9 mthsMore ->

 

🔥Top USD deposit rates - any term:

 

Interest rateBankCurrencyTerm 
4.05%OTP BANK ROMANIA S.A.USD12 mthsMore ->
3.95%PATRIA BANK S.A.USD12 mthsMore ->
3.80%PATRIA BANK S.A.USD12 mthsMore ->
3.75%BANCA DE EXPORT IMPORT A ROMANIEI EXIMBANK S.A.USD12 mthsMore ->
3.70%UniCredit Bank S.A.USD12 mthsMore ->

 

Interest rates are indicated before taxation and do not take into account different interest payment frequencies. We always advise you to check the latest interest rates and conditions with the bank before making a final decision.

Our aim is to provide you with a comprehensive overview of deposit rates in Europe and assist you in making informed decisions. Stay tuned for our updates and stay informed about the best offers on the market with PickTheBank!

Top deposits available online

Available online
Protected up to €100k
bankImage

FREEDOM24

Cyprus

4.76%

12mths,

Available online
Protected up to €100k
bankImage

FREEDOM24

Cyprus

3.96%

6mths,

Available online
Protected up to €100k
bankImage

FREEDOM24

Cyprus

3.49%

3mths,

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