Deposit in Luminor Bank, 2.5% for 0 months

No fees associated.

Weekly interest payouts.

Free and straightforward account setup. It can be done within 5 minutes via mobile phone.

For 🇪🇺 EEA residents who joined bunq on or after July 1, 2024: Since you had no savings balance from January 1 to June 30, 2024, your threshold is set to €0. You’ll earn a variable bonus interest rate (currently 3.36%*) on all savings up to €100,000 until December 31, 2024.

For those who joined bunq before July 1, 2024: Your threshold is based on your highest savings balance between January 1 and June 30, 2024.

From July 1 to December 31, 2024: Earn 2.16% variable interest up to your threshold. Earn 3.36% variable bonus interest on any amount above your threshold.

For 🇳🇱 Dutch and 🇮🇪 Irish Resident: If you’re a 🇳🇱 Dutch or 🇮🇪 Irish resident and signed up on/after May 27, 2024 but before July 3, 2024, you’ll continue receiving a fixed 2.46% (annual rate) for your first 3 months. Once your promotional period is over, your rates will change to the ones mentioned above. Your threshold will be based on the highest savings balance that you reached between January 1 and June 30, 2024.

For 🇺🇸 USD and 🇬🇧 GBP savings accounts: Earn a 3.71% annual variable interest rate.

The interest rate is calculated on the remaining funds, which do not exceed 100,000 euros. The bank neither accrues nor pays interest to the client for the balance of funds exceeding 100,000 euros. The client is eligible to open one Green Savings Account.