Deposit in Kreissparkasse Köln, 2.3% for 7 years

Subordinated deposit. Not covered by deposit guarantee scheme. In the event of insolvency or liquidation of the bank, the claims of priority creditors – creditors who have not agreed on a subordination agreement – ​​are served first. This product investor is thus exposed to a higher risk, up to and including total loss, compared to senior creditors. It is not possible for the customer to set off the claim for reimbursement from the debenture against claims to the bank.