Deposit in Banco Cetelem, S.A., 2.93% for 12 months

Rated 1/6 for risk, indicating the lowest risk level.

New customers receive 2.27% TAE and 2.25% TIN for the first 12 months on balances up to €100,000.

Deposits can be made at any time, with no restrictions on amount or duration.

Funds are available for withdrawal at any time.

After 12 months, the account converts to a standard Openbank Savings Account.

No fees for account opening, maintenance, or closure.

Check conditions on the bank’s website for more details

The reward has an annual interest rate of 5.09% (APR 5%) for the first year from the account opening date on the first €10,000 balance.

If your salary or pension is paid directly into this account you get the highest possible profit in the first 12 months.

If your salary or pension is paid directly into this account you get the highest possible profit in the first 12 months.