🔥Interest rates up to3.8%

One platform for EUR, USD, and GBP savings

Sign up at PickTheBank once and get access to top-tier savings accounts with rates up to 3.8%. Apply and control everything in one place!

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Partners

Saldo LogoBluor LogoLidion Logo

Easy to open and manage deposits

Sign up and verify your indentity (100% online) to get started.

Access to top-notch savings rates

PickTheBank account grants you access to top-notch deposits in banks across the EU.

Money protected by the EU legislation

Your money is always held by licensed EU banks and protected by the Deposit Guarantee Schemes.

Best deposits in Germany

Available online
Protected up to €100k
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Lidion Bank

Malta

3.80%

USD

3mths, $

Available online
Protected up to €100k
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Lidion Bank

Malta

3.60%

USD

6mths, $

Available online
Protected up to €100k
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Lidion Bank

Malta

3.45%

USD

9mths, $

Available online
Protected up to €100k
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Lidion Bank

Malta

3.35%

GBP

3mths, £

Available online
Protected up to €100k
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Lidion Bank

Malta

3.35%

GBP

6mths, £

Available online
Protected up to €100k
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Lidion Bank

Malta

3.30%

GBP

9mths, £

Available online
Protected up to €100k
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Lidion Bank

Malta

3.30%

USD

12mths, $

Available online
Protected up to €100k
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Lidion Bank

Malta

3.20%

GBP

12mths, £

Available online
Protected up to €100k
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Lidion Bank

Malta

2.00%

EUR

3mths,

Available online
Protected up to €100k
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Lidion Bank

Malta

2.00%

EUR

6mths,

Enjoy interest with multiple deposits

Open as many deposits as you want using single PickTheBank account credentials. Replenish deposits and receive interest in the bank account chosen with no hassles!

Enjoy interest

Interest

+5,160.00 €

Time to act, don't let inflation shrink your savings

Interest rates went up significantly followed by the rising inflation. Now is the best time to earn interest.

Time to act
bank3530MT

USD

3.8%

bank3530MT

USD

3.6%

How to save money using PickTheBank

Say goodbye to banking hassles

Open deposits anywhere in the EU

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Safety and protection

Saving with PickTheBank Platform, clients always place their money in a bank.
Deposits are protected by EU deposit guarantee schemes up to up to €100 000 per bank per customer.
PickTheBank never holds client funds, acting solely in the capacity of a service partner to the bank.
Clients send money directly to the bank, while PickTheBank never touches clients' funds.
The partnership between PickTheBank and Lidion Bank can be independently verified on the Lidion Bank side.
Lidion Bank's participation in the deposit guarantee scheme can be verified on the website of the Maltese Financial Services Authority.

TLS secure encryption

We employ the latest Transport Layer Security (TLS) protocol to encrypt and transfer information. All your data rests on our fortified, encrypted servers, bolstered by multi-layered firewalls for comprehensive protection.

Frequently Asked Questions

What Our Clients Say

Hear from people who have successfully navigated their savings journey with PickTheBank

"Better rates than my local bank — and all online! I live in Luxembourg, and local banks don't offer much when it comes to savings. With PickTheBank, I could compare interest rates across Europe and apply directly without paperwork. Finally, a platform that works for cross-border savers."
CD

Claire D.

Luxembourg

"Safe, regulated EU bank with a deposit guarantee. I'm quite worried about security when it comes to investments and savings. Knowing that my savings are held with regulated banks covered by EU depositor protection gave me confidence to diversify."
MH

Markus H.

Germany

"Opened a USD deposit in minutes, hassle-free. My bank in Belgium doesn't provide dollar savings accounts, but I wanted to benefit from the higher rates. PickTheBank made it possible to open an online account in just a few steps. Everything is transparent, and the money goes directly to the partner bank."
TV

Thomas V.

Belgium

"Fast onboarding — just passport, proof of address, done. It took me about five minutes on my phone. Thanks, PickTheBank, for helping me find and open a decent EUR deposit. The rate was higher than in the Polish banks, and completely online."
EJ

Elena J.

Poland

"Finally, a simple way to save is available in Greece. As someone in Greece, I struggled to find decent savings options. PickTheBank solved that with one account. Now I can manage deposits online."
NK

Nikos K.

Greece

Supported countries

You are eligible to use the PickTheBank Multibanking Platform if you reside in the following countries:

  • languageAustria
  • languageBelgium
  • languageBulgaria
  • languageCroatia
  • languageCyprus
  • languageCzech Republic
  • languageDenmark
  • languageEstonia
  • languageFinland
  • languageFrance
  • languageGermany
  • languageGreece
  • languageHungary
  • languageIreland
  • languageItaly
  • languageLatvia
  • languageLithuania
  • languageLuxembourg
  • languageMalta
  • languageNetherlands
  • languagePoland
  • languagePortugal
  • languageRomania
  • languageSlovakia
  • languageSlovenia
  • languageSpain
  • languageSweden