Bankhaus Carl Spängler & Co. Aktiengesellschaft products, services and reviews

About Bankhaus Carl Spängler & Co. Aktiengesellschaft

Bankhaus Carl Spängler & Co. Aktiengesellschaft (often referred to as Spängler Bank) is an Austrian private bank headquartered in Salzburg and founded in 1828, positioning it among the country’s oldest continuously operating private banks. The institution focuses on private banking and wealth management for affluent and high‑net‑worth clients, offering discretionary and advisory mandates, portfolio structuring, securities brokerage and custody, investment funds via in‑house and third‑party providers, and family office services including succession and foundation advisory; it also provides corporate banking for selected small and mid‑sized businesses, with lending, liquidity management, and real estate financing. The bank operates a regional branch network in Austria and supports standard online and mobile banking with strong customer authentication in line with PSD2, alongside card and payment services typical for the Austrian market; digital reporting and e‑documents are available for investment clients. Pricing generally consists of management and advisory fees, custody charges, and transaction costs; tariffs are tailored to mandate type and are typically provided during onboarding rather than published as a uniform retail schedule. Spängler Bank is a licensed credit institution under Austria’s Banking Act, supervised by the Austrian Financial Market Authority with EU prudential requirements applicable; deposits are protected by the Austrian statutory deposit guarantee up to EUR 100,000 per eligible depositor, and investor compensation schemes apply to investment services as defined by law. The client base is primarily regional, with onboarding subject to standard Austrian anti‑money‑laundering identification; minimum asset thresholds and service availability for non‑resident clients are determined case by case.