Fixed-term deposits up to 3.80% interest p.a. at Lidion Bank

up to 3.80%

Term

3 Months – 5 Years

Sum

20.000 – 100.000 EUR 20.000 – 100.000 USD 20.000 – 100.000 GBP

How to open a deposit online

We will create your profile which will be used for deposit applications

Apply for deposit

We will send your application to the bank

Wait for bank to open the deposit account

Banks usually take 1–2 business days to process your application

Replenish the deposit

Transfer money directly to your new deposit account

Other deposits from this bank

Interest rate	Term	Int. payment frequency
3.80%USD	3 mths	at maturity
3.60%USD	6 mths	at maturity
3.45%USD	9 mths	at maturity
3.35%GBP	3 mths	at maturity
3.35%GBP	6 mths	at maturity
3.30%GBP	9 mths	at maturity
3.30%USD	12 mths	at maturity
3.20%GBP	12 mths	at maturity
2.25%EUR	9 mths	at maturity
2.25%EUR	12 mths	at maturity

Safety and protection

Saving with PickTheBank Platform, clients always place their money in a bank.

Deposits are protected by EU deposit guarantee schemes up to up to €100 000 per bank per customer.

PickTheBank never holds client funds, acting solely in the capacity of a service partner to the bank.

Clients send money directly to the bank, while PickTheBank never touches clients' funds.

The partnership between PickTheBank and Lidion Bank can be independently verified on the Lidion Bank side.

Lidion Bank's participation in the deposit guarantee scheme can be verified on the website of the Maltese Financial Services Authority.

TLS secure encryption

We employ the latest Transport Layer Security (TLS) protocol to encrypt and transfer information. All your data rests on our fortified, encrypted servers, bolstered by multi-layered firewalls for comprehensive protection.

What Our Clients Say

Hear from people who have successfully navigated their savings journey with PickTheBank

"Better rates than my local bank — and all online! I live in Luxembourg, and local banks don't offer much when it comes to savings. With PickTheBank, I could compare interest rates across Europe and apply directly without paperwork. Finally, a platform that works for cross-border savers."

Claire D.

Luxembourg

"Safe, regulated EU bank with a deposit guarantee. I'm quite worried about security when it comes to investments and savings. Knowing that my savings are held with regulated banks covered by EU depositor protection gave me confidence to diversify."

Markus H.

Germany

"Opened a USD deposit in minutes, hassle-free. My bank in Belgium doesn't provide dollar savings accounts, but I wanted to benefit from the higher rates. PickTheBank made it possible to open an online account in just a few steps. Everything is transparent, and the money goes directly to the partner bank."

Thomas V.

Belgium

"Fast onboarding — just passport, proof of address, done. It took me about five minutes on my phone. Thanks, PickTheBank, for helping me find and open a decent EUR deposit. The rate was higher than in the Polish banks, and completely online."

Elena J.

Poland

"Finally, a simple way to save is available in Greece. As someone in Greece, I struggled to find decent savings options. PickTheBank solved that with one account. Now I can manage deposits online."

Nikos K.

Greece

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