Erste Bank der oesterreichischen Sparkassen AG products, services and reviews
Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by Erste Bank der oesterreichischen Sparkassen AG
3.80%
Annual fee
Free
Cashback
No
Annual fee
Free
Cashback
No
Interest rates up to 3.80%
Open and manage directly on PickTheBank Platform
Terms from 3 months to 5 years
Annual interest payments
Protected by Deposit Guarantee System up to 100.000 EUR

Erste Bank der oesterreichischen Sparkassen AG
4.1
Austria
Credit ratings
Deposit Guarantee Scheme (DGS)
Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered
S&P
-
Moody’s
-
Fitch
-
About Erste Bank der oesterreichischen Sparkassen AG
Erste Bank der oesterreichischen Sparkassen AG is an Austrian universal bank headquartered in Vienna and part of Erste Group Bank AG, with roots tracing back to 1819 via the former Erste Österreichische Spar-Casse. It focuses on the domestic market and functions as the central institution for the Austrian savings banks (Sparkassen) network, providing shared infrastructure and product platforms. The bank serves retail, SME, and corporate clients, offering current accounts, savings and term deposits, consumer loans, mortgages, business lending, payment services, debit and credit cards, investment funds and brokerage via group affiliates, custody, and trade finance. Digital banking is delivered through the group’s George platform across web and mobile, alongside a branch and ATM presence operated with the Sparkassen. International payments are supported through SEPA and SWIFT; account identification follows Austrian IBAN standards. Pricing is packaged and fee-based, with interest rates and charges varying by product and customer profile. The institution is licensed under the Austrian Banking Act and is supervised by the Austrian Financial Market Authority and, at the consolidated level, by the European Central Bank within the Single Supervisory Mechanism. It is a member of the Austrian statutory deposit guarantee scheme (Einlagensicherung Austria); eligible deposits are protected up to EUR 100,000 per depositor per bank. Securities and investment products are not covered by deposit insurance and carry market risk. The bank and its group hold investment-grade credit ratings from major agencies.
Erste Bank der oesterreichischen Sparkassen AG Deposit guarantee scheme participation
Erste Bank der oesterreichischen Sparkassen AG participates in the deposit guarantee scheme of Austria which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.
Erste Bank der oesterreichischen Sparkassen AG Countries of operations
Erste Bank der oesterreichischen Sparkassen AG offers their savings products in
Products offered by Erste Bank der oesterreichischen Sparkassen AG and interest rates
Erste Bank der oesterreichischen Sparkassen AG offers 0 deposits and 5 savings accounts in .
Erste Bank der oesterreichischen Sparkassen AG offers the following fixed deposits in EUR in Austria: 0 months deposit - 0.01%; 6 months deposit - 0.75%; 108 months deposit - 2%; 120 months deposit - 4%.
Best interest rates in Austria
Savings accounts offered by Erste Bank der oesterreichischen Sparkassen AG
Loans offered by Erste Bank der oesterreichischen Sparkassen AG
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Bank identifiers
BIC number
GIBAATWW
Name
Erste Bank der oesterreichischen Sparkassen AG
Country
Austria