flatexDEGIRO Bank AG products, services and reviews

Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by flatexDEGIRO Bank AG

Special offer
Protected up to €100K
Free maintenance
Up to

3.80%

Annual fee

Free

Cashback

No

Interest rates up to 3.80%

Open and manage directly on PickTheBank Platform

Terms from 3 months to 5 years

Annual interest payments

Protected by Deposit Guarantee System up to 100.000 EUR

bank32AT

flatexDEGIRO Bank AG

4.0

Austria

Credit ratings

Deposit Guarantee Scheme (DGS)

Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered

S&P

-

Moody’s

-

Fitch

-

About flatexDEGIRO Bank AG

flatexDEGIRO Bank AG is a German credit institution with a full banking license that operates the brokerage, cash management, and custody infrastructure behind the flatex and DEGIRO brands for retail and professional clients across multiple European markets. The bank is supervised by BaFin and the Deutsche Bundesbank and provides services into the EEA via passporting. Client money held as deposits is covered by Germany’s statutory deposit guarantee scheme (Entschädigungseinrichtung deutscher Banken, EdB) up to EUR 100,000 per depositor per institution; eligible claims from investment services are covered by statutory investor compensation up to 90% (capped at EUR 20,000). Securities are held in segregated custody and are not part of the bank’s insolvency estate; depending on account type, securities lending to third parties may occur (DEGIRO offers a custody account type that excludes lending). The product range includes exchange-traded equities, ETFs/ETCs, mutual funds, bonds, options, and futures on major European venues and selected U.S. markets, with standard order types (market, limit, stop variants) and margin financing where permitted. Accounts use EUR IBANs for SEPA transfers; multi-currency settlement is supported with conversions at published spreads. Pricing is brand- and market-specific and typically combines per-order charges with exchange and third‑party fees, plus additional charges for services such as live data, currency conversion, phone orders, or certain corporate actions. Trading access is provided through proprietary web and mobile platforms; the bank also handles clearing, settlement, corporate actions, tax withholding/reporting where applicable, and produces regulatory disclosures and Pillar 3 information as required. The bank is a wholly owned subsidiary of flatexDEGIRO AG.

flatexDEGIRO Bank AG Deposit guarantee scheme participation

flatexDEGIRO Bank AG participates in the deposit guarantee scheme of Austria which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.

flatexDEGIRO Bank AG Countries of operations

flatexDEGIRO Bank AG offers their savings products in

Products offered by flatexDEGIRO Bank AG and interest rates

flatexDEGIRO Bank AG offers 0 deposits and 0 savings accounts in .

Best interest rates in Austria

12 mths Fixed deposits

3.3%

USD

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24 mths Fixed deposits

2%

EUR

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36 mths Fixed deposits

2%

EUR

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00

Loans offered by flatexDEGIRO Bank AG

There are no products yet

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Contacts

Address

Rotfeder-Ring 7, 60327 Frankfurt am Main, Germany

Phone number

+49 69 450 001 000

Website

flatexdegiro.com

Bank identifiers

BIC number

BIIWATWW

Name

flatexDEGIRO Bank AG

Country

Austria