PSA Bank Österreich, Niederlassung der PSA Bank Deutschland GmbH products, services and reviews
Rating, reviews, address, contact info, branches, phone numbers, fixed deposits, savings and card accounts offered by PSA Bank Österreich, Niederlassung der PSA Bank Deutschland GmbH
3.80%
Annual fee
Free
Cashback
No
Annual fee
Free
Cashback
No
Interest rates up to 3.80%
Open and manage directly on PickTheBank Platform
Terms from 3 months to 5 years
Annual interest payments
Protected by Deposit Guarantee System up to 100.000 EUR

PSA Bank Österreich, Niederlassung der PSA Bank Deutschland GmbH
4.1
Austria
Credit ratings
Deposit Guarantee Scheme (DGS)
Deposit Guarantee Scheme (DGS) member. Deposits up to €100k per person are covered
S&P
-
Moody’s
-
Fitch
-
About PSA Bank Österreich, Niederlassung der PSA Bank Deutschland GmbH
PSA Bank Österreich, Niederlassung der PSA Bank Deutschland GmbH, operates in Austria as the local branch of a German-licensed credit institution focused on automotive financial services and retail deposit-taking. The bank provides financing solutions for vehicle purchases and dealer operations alongside online savings products such as demand and fixed-term deposits targeted at residents of Austria, with account management handled digitally and transfers processed via standard SEPA rails. As an EU branch, prudential supervision and licensing are anchored in Germany, with ongoing oversight by BaFin and the Deutsche Bundesbank; consumer-facing activities in Austria fall under applicable local rules. Deposits are protected by the German statutory deposit guarantee scheme up to the EU harmonized limit of 100,000 euros per depositor (per bank), with no coverage above that threshold; customers should consider aggregate balances across brands within the same licensed entity when assessing protection. Interest rates and product conditions are variable and subject to change, fixed-term deposits generally cannot be broken early or may incur costs, and the applicable fee schedule is defined in the bank’s price list. Eligibility, identification requirements, and documentation follow EU/KYC standards and may include residency, tax details, and verification via supported channels. Cross-border aspects can affect tax treatment and reporting and may require customer action under local law. Customer service and contractual documentation are primarily provided in German, and data handling is subject to GDPR. The bank’s business model combines retail deposits with automotive finance exposure, which links its risk profile to vehicle markets and funding conditions; prospective customers should review the latest terms, deposit protection details, and risk disclosures before opening an account.
PSA Bank Österreich, Niederlassung der PSA Bank Deutschland GmbH Deposit guarantee scheme participation
PSA Bank Österreich, Niederlassung der PSA Bank Deutschland GmbH participates in the deposit guarantee scheme of Austria which applies to all deposit accounts made by natural persons, legal entities and covers up to up to 100,000 EUR (or equivalent in local currency) per bank per depositor.
PSA Bank Österreich, Niederlassung der PSA Bank Deutschland GmbH Countries of operations
PSA Bank Österreich, Niederlassung der PSA Bank Deutschland GmbH offers their savings products in
Products offered by PSA Bank Österreich, Niederlassung der PSA Bank Deutschland GmbH and interest rates
PSA Bank Österreich, Niederlassung der PSA Bank Deutschland GmbH offers 0 deposits and 0 savings accounts in .
Best interest rates in Austria
Loans offered by PSA Bank Österreich, Niederlassung der PSA Bank Deutschland GmbH
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Contacts
Address
Groß-Enzersdorfer Straße, 59, 1220, Wien, Austria
Phone number
+43 1 60500 0Website
psafinance.atBank identifiers
BIC number
PSFAATW1
Name
PSA Bank Österreich, Niederlassung der PSA Bank Deutschland GmbH
Country
Austria