Raiffeisen Bezirksbank Kufstein eGen products, services and reviews

About Raiffeisen Bezirksbank Kufstein eGen

Raiffeisen Bezirksbank Kufstein eGen is a cooperative bank based in Kufstein, Tyrol, operating within the Raiffeisen Banking Group in Austria and focused on retail and small to mid-sized corporate clients in its regional market. As an eingetragene Genossenschaft, it is owned by member-customers, with governance split between a management board and a supervisory board elected by members. The bank offers current and savings accounts, payment services within SEPA, debit cards, consumer and mortgage lending, business loans, and trade-related services; investment and insurance products are distributed via group platforms and partners. Service delivery combines local branches and self-service areas with online and mobile banking, and customers can use the wider Raiffeisen ATM network across Austria. Pricing is structured by account packages and published fee schedules; lending conditions typically reference market benchmarks and borrower risk, and collateral is commonly required for larger credits. Deposits are protected up to EUR 100,000 per eligible depositor under the Austrian statutory scheme (Einlagensicherung Austria GmbH), and the institution is subject to Austrian and EU banking regulation and supervision by the Financial Market Authority and the Oesterreichische Nationalbank. Standard onboarding and transactions follow EU AML/KYC rules; non-resident services and cross-border capabilities may be available but are subject to additional documentation and compliance checks. Operational scope and product features can vary over time, so customers generally need to review current terms, fees, and eligibility requirements before opening accounts or applying for credit.