Raiffeisen-Regionalbank Gänserndorf eGen products, services and reviews

About Raiffeisen-Regionalbank Gänserndorf eGen

Raiffeisen-Regionalbank Gänserndorf eGen is a regional cooperative bank based in the Gänserndorf district of Lower Austria and forms part of the Raiffeisen Bankengruppe. As a registered cooperative, it is owned by its members and focuses on retail and small business banking in its local market. The bank offers current accounts, savings and time deposits, payment services with debit and credit cards, SEPA transfers, and cash services via its branch network and the Austrian Bankomat ATM system, as well as cross-border payments through SWIFT. Lending covers overdrafts, consumer loans, mortgages, and financing for SMEs and agricultural clients; leasing and investment solutions are typically accessible via Raiffeisen group companies, alongside securities brokerage and insurance mediation. Digital access is provided through online and mobile banking channels with strong customer authentication in line with PSD2. Fees and interest conditions are defined by published price lists and product terms, which vary by account package and usage. The institution is an Austrian credit institution under the Banking Act, supervised within the Single Supervisory Mechanism framework by the Austrian Financial Market Authority and the Oesterreichische Nationalbank. Deposits are protected up to EUR 100,000 per depositor under the Austrian statutory scheme via the Österreichische Raiffeisen-Sicherungseinrichtung eGen. Day-to-day service is primarily in German; account opening and advisory are available in-branch, with selected products potentially available online.