Raiffeisen Regionalbank Hall in Tirol eGen products, services and reviews

About Raiffeisen Regionalbank Hall in Tirol eGen

Raiffeisen Regionalbank Hall in Tirol eGen is a regional cooperative bank headquartered in Hall in Tirol, Austria, operating within the Raiffeisen Bankengruppe Tirol and serving private customers, small and midsize enterprises, and agriculture in its local catchment area through branches and digital channels. Its product set covers current and savings accounts, term deposits, payment services for SEPA credit transfers and direct debits, debit and credit cards with ATM access via the domestic network, consumer and mortgage loans, business lending, and basic cash management; it also distributes investment and insurance products in cooperation with Raiffeisen group companies and affiliated partners. Online and mobile banking are provided via the group’s Mein ELBA platform with strong customer authentication under PSD2; availability of features such as instant SEPA transfers, mobile wallet support, and remote onboarding depends on the specific product configuration and may change. The bank is organized as a registered cooperative (eGen), owned by its members and overseen by a management and supervisory board; it is licensed and supervised by the Austrian Financial Market Authority and the Oesterreichische Nationalbank, participates in the Raiffeisen institutional protection scheme (Haftungsverbund/IPS), and is covered by the Austrian statutory deposit guarantee up to EUR 100,000 per depositor, per bank (administered by Einlagensicherung Austria Ges.m.b.H.), in line with EU rules. Pricing and eligibility are set locally and disclosed in the bank’s schedule of conditions; account packages typically carry maintenance and card fees, and lending terms vary by collateral and risk. The bank’s footprint is oriented to its defined region, with nationwide access primarily via digital channels and the shared ATM network; cross-border payments are available through SEPA and SWIFT. Statutory financial statements and regulatory disclosures are published through official filings and the bank’s website, and prospective clients should consult current tariffs, product documentation, and contractual terms before opening an account or applying for credit.