Raiffeisenbank Absam-Thaur eGen products, services and reviews

About Raiffeisenbank Absam-Thaur eGen

Raiffeisenbank Absam-Thaur eGen is an independent cooperative bank in Tyrol, Austria, operating within the Raiffeisen Banking Group Tyrol and the nationwide Raiffeisen Banking Group Austria. As an eingetragene Genossenschaft (eGen), it is owned by member-shareholders and follows the cooperative governance model, including participation in the group’s institutional protection scheme (IPS). The bank focuses on retail and small-business banking in its local area, offering current accounts, savings products, payments, debit and credit cards, consumer loans, mortgages, and business financing such as overdrafts and investment loans. It distributes standard Raiffeisen group offerings including building society savings (Bausparen) and investment funds, and acts as an insurance intermediary through group partners. Digital access is provided via the Raiffeisen Mein ELBA online and mobile banking platform for transfers, standing orders, e-statements, and card management, and customers can use the wider Raiffeisen ATM network. Deposits are protected under the Austrian statutory deposit guarantee scheme (Einlagensicherung Austria GmbH) up to EUR 100,000 per eligible depositor, and the institution is supervised by the Austrian Financial Market Authority and the Oesterreichische Nationalbank. Pricing, interest rates, and eligibility requirements are set locally and vary by product and customer profile.