Raiffeisenbank Aichfeld eGen products, services and reviews

About Raiffeisenbank Aichfeld eGen

Raiffeisenbank Aichfeld eGen is a regional cooperative bank in the Aichfeld area of Styria, Austria, and a member of the Raiffeisen Banking Group. Organized as a registered cooperative (eGen) owned by members, it participates in the Raiffeisen-Haftungsverbund institutional protection scheme. The bank provides retail and small-business services such as current and savings accounts, term deposits, consumer and housing loans, overdrafts, payment services, debit and credit cards, and access to securities and investment funds distributed within the Raiffeisen group. Distribution combines local branches with access to the national Raiffeisen ATM/self-service network, alongside online banking via Mein ELBA and the Raiffeisen mobile app; SEPA credit transfers and standing orders are supported, and international payments use IBAN/BIC. Security and authentication align with EU PSD2 strong customer authentication requirements (including Raiffeisen ID and TAN methods). Pricing follows published fee schedules, with account packages and transaction-based charges common; rates and conditions vary by product and customer profile. Deposits are covered by the Austrian statutory deposit guarantee framework (generally up to EUR 100,000 per depositor per bank under EU rules), and the institution is supervised by the Austrian Financial Market Authority and the Oesterreichische Nationalbank. Its operating focus is day-to-day banking and regional financing for households, professionals, agriculture, and SMEs within its catchment area.