Raiffeisenbank Annaberg-Lungötz registrierte Genossenschaft mit beschränkter Haftung products, services and reviews

About Raiffeisenbank Annaberg-Lungötz registrierte Genossenschaft mit beschränkter Haftung

Raiffeisenbank Annaberg-Lungötz registrierte Genossenschaft mit beschränkter Haftung is a local cooperative bank based in Annaberg-Lungötz (Salzburg) and part of the Raiffeisen Banking Group in Salzburg. It operates under the Austrian Banking Act and is supervised by the Financial Market Authority (FMA) and the Oesterreichische Nationalbank. The bank focuses on retail and small-business banking in the Lammertal/Tennengau area, offering current accounts, SEPA payment services, debit and credit card solutions, cash services, savings and term deposits, as well as lending products such as overdrafts, consumer loans, mortgages, and business or agricultural finance. Securities and investment services are provided via the Raiffeisen group, with building-society saving and home-finance products available through Raiffeisen Bausparkasse, insurance brokerage through Raiffeisen Versicherung, and leasing via Raiffeisen-Leasing. Access is provided through local branches and Raiffeisen’s digital channels (including Mein ELBA online and mobile banking), and customers use Austrian IBANs for domestic and SEPA transactions; cross-border payments are routed via the Raiffeisen network and SWIFT where applicable. Deposits are covered by the statutory Austrian deposit guarantee scheme, Einlagensicherung AUSTRIA GmbH, up to EUR 100,000 per depositor per bank; the bank also participates in the Raiffeisen institutional protection scheme via Raiffeisenverband Salzburg. Pricing follows published tariffs and depends on the chosen account package and usage; lending is subject to credit assessment and, where relevant, collateral requirements. Product availability and features can vary by customer segment and are updated according to regulatory and group standards.