Raiffeisenbank Anthering - Elixhausen eGen products, services and reviews

About Raiffeisenbank Anthering - Elixhausen eGen

Raiffeisenbank Anthering - Elixhausen eGen is a regional cooperative bank in the Salzburg area that operates within the Austrian Raiffeisen sector, serving households, farmers, and small to medium-sized enterprises in and around Anthering and Elixhausen. As a local Raiffeisen institution, it offers standard retail and business banking services including giro and savings accounts, term deposits, payment cards (typically Austrian Debit Mastercard), cash withdrawals via the Raiffeisen ATM network, SEPA credit transfers and direct debits, consumer loans, mortgages, and SME financing, along with point-of-sale and online payment solutions provided through group partners. Investment and insurance products are generally distributed via the wider Raiffeisen network, with securities custody and fund savings plans available subject to suitability and regulatory requirements. Digital access is provided through Raiffeisen’s online and mobile banking platform (Mein ELBA), supporting everyday payments, standing orders, card controls, and PSD2-compliant strong customer authentication via app or TAN procedures. Fees and interest conditions follow published tariffs and product sheets; account packages typically carry monthly charges, and pricing for cards, transfers, and overdrafts is detailed in the bank’s fee schedule. As a cooperative (eGen), ownership is held by members, with governance via a general meeting, supervisory board, and management board; the bank is supervised by the Austrian Financial Market Authority and the Oesterreichische Nationalbank. Eligible deposits are protected up to EUR 100,000 per depositor under the Austrian deposit guarantee scheme (Einlagensicherung AUSTRIA GmbH), and investment services fall under the applicable investor compensation regime. Lending is subject to credit assessment and documentation, and customer onboarding follows Austrian KYC/AML rules. Branch-based service and local ATMs cover the immediate catchment area, supported by phone and digital channels; product availability and conditions can vary over time and by customer profile.