Raiffeisenbank Arzl im Pitztal und Imsterberg registrierte Genossenschaft mit beschränkter Haftung products, services and reviews

About Raiffeisenbank Arzl im Pitztal und Imsterberg registrierte Genossenschaft mit beschränkter Haftung

Raiffeisenbank Arzl im Pitztal und Imsterberg registrierte Genossenschaft mit beschränkter Haftung is a local cooperative bank serving the municipalities of Arzl im Pitztal and Imsterberg in Tyrol, Austria. It forms part of the Raiffeisen Banking Group in Austria and operates under the supervision of the Austrian Financial Market Authority and the Oesterreichische Nationalbank. The bank focuses on retail and small-business banking, offering current and savings accounts, domestic and SEPA payments, payment cards with contactless functions, online and mobile banking via the group’s platform, cash services, and lending such as consumer, housing, and business financing. Investment and insurance products are typically distributed through Raiffeisen group companies and partner institutions (for example, building-society savings and loans, mutual funds and securities custody, and insurance brokerage), subject to regulatory requirements and suitability checks. Customers may become cooperative members by subscribing shares; membership provides governance rights, while cooperative shares carry investment risk and are not covered by deposit insurance. Pricing, interest rates, and eligibility criteria are set locally and published in tariff notices; account packages with monthly fees and usage-based charges are common in Austria. Statutory deposit protection applies up to EUR 100,000 per depositor per bank under the Austrian deposit guarantee framework, and the Raiffeisen sector operates an institutional protection scheme as an additional safety mechanism. As a small regional institution, branch coverage and product breadth reflect its local footprint, with more specialized or capital-market services handled through Raiffeisen central units and partners; digital features, two-factor authentication compliant with PSD2, and mobile wallet compatibility follow group standards and may vary by product and segment. Prospective clients should review the current price list, terms and conditions for accounts and lending, and the scope of investment and insurance services before onboarding, taking into account the bank’s geographic service area.