Raiffeisenbank Aspach-Wildenau eGen products, services and reviews

About Raiffeisenbank Aspach-Wildenau eGen

Raiffeisenbank Attergau eGen is a regional cooperative bank operating in the Attergau area of Upper Austria and forms part of the Raiffeisen banking network. As a registered cooperative, it is owned by members; eligible customers can typically acquire cooperative shares and exercise voting rights at the general assembly, subject to the bank’s statutes. The institution provides standard retail and small-business banking services, including current accounts, payment services, savings and term deposits, consumer credit, mortgages, and financing for local enterprises and agriculture. It offers debit cards and access to the Raiffeisen group’s online and mobile banking platforms, which support SEPA transfers and strong customer authentication in line with EU PSD2 requirements; business users can access electronic banking with multi-user authorization workflows. Investment and insurance products are available through Raiffeisen group partners, with advisory services provided under applicable suitability and appropriateness rules. Fees, interest rates, and conditions are published in the bank’s price lists and contractual terms and vary by product package. Cash services and ATM access are available through local branches and the wider Raiffeisen network. Deposits are protected under the Austrian statutory deposit guarantee up to EUR 100,000 per eligible depositor, subject to legal limits and conditions. Raiffeisenbank Attergau eGen operates under the Austrian Banking Act and is subject to oversight by the Financial Market Authority and the Oesterreichische Nationalbank.