Raiffeisenbank Auersthal-Bockfließ-Groß Schweinbarth eGen products, services and reviews

About Raiffeisenbank Auersthal-Bockfließ-Groß Schweinbarth eGen

Raiffeisenbank Auersthal-Bockfließ-Groß Schweinbarth eGen is a cooperative credit institution based in Lower Austria that serves private customers, local businesses, and agricultural clients in and around Auersthal, Bockfließ, and Groß-Schweinbarth. As a member of the Raiffeisen Bankengruppe, it provides standard retail and SME services including current accounts, savings and term deposits, debit cards, domestic and SEPA payments, consumer and housing loans, and agricultural financing, with access to group offerings such as investment funds and securities brokerage, building society products, leasing, and insurance distribution. Banking is delivered through local branches, ATMs, and digital channels, with internet and mobile banking via Mein ELBA and strong customer authentication compliant with PSD2. The bank operates in the legal form of an eingetragene Genossenschaft (eGen); customers can become members by subscribing cooperative shares and participate in governance through the general assembly, while the management board and supervisory board oversee operations. Deposits are protected under the Austrian statutory deposit guarantee (Einlagensicherung Austria) up to EUR 100,000 per eligible depositor, and the institution participates in the Raiffeisen institutional protection scheme (IPS). Fees and interest rates follow the published schedule of conditions and depend on the selected account or product; international transfers, cards, and securities services may incur additional charges. Investment and securities products are subject to market risk and are not covered by deposit insurance. The bank is supervised by the Austrian Financial Market Authority (FMA) and the Oesterreichische Nationalbank under the Austrian Banking Act.