Raiffeisenbank Bad Wimsbach-Neydharting eGen products, services and reviews

About Raiffeisenbank Bad Wimsbach-Neydharting eGen

Raiffeisenbank Bad Wimsbach-Neydharting eGen is a local cooperative bank in Upper Austria and part of the Raiffeisen Banking Group Austria. Operating as a registered cooperative (eingetragene Genossenschaft), it is supervised by the Austrian Financial Market Authority in cooperation with the Oesterreichische Nationalbank and participates in the statutory Austrian deposit guarantee scheme, which protects eligible deposits up to EUR 100,000 per customer. The bank focuses on retail and small-business clients in its region, providing current and savings accounts, term deposits, consumer and housing loans, and payment services including SEPA and international transfers via SWIFT, as well as debit and credit cards with access to the nationwide Bankomat network and Raiffeisen ATMs. Digital banking is delivered through the group’s Mein ELBA online and mobile platforms with PSD2-compliant two-factor authentication, supporting transfers, standing orders, electronic statements, and card controls. Business customers typically have access to current accounts, cash management, financing solutions, and electronic banking interfaces; securities custody and investment fund distribution, as well as insurance brokerage, are available through group offerings. Pricing follows published fee schedules and account packages; services such as cash handling at the counter, paper statements, and cross-border payments can attract additional charges. Customers can become cooperative members by purchasing cooperative shares, which confer voting rights in the general assembly; any distribution on shares depends on the cooperative’s decision and is not guaranteed. Service is primarily in German, branch presence is local, and product availability and conditions vary by customer profile and regulatory requirements.