Raiffeisenbank Bodensee-Leiblachtal eGen products, services and reviews

About Raiffeisenbank Bodensee-Leiblachtal eGen

Raiffeisenbank Bodensee-Leiblachtal eGen is a regional cooperative bank in Vorarlberg, Austria, operating as part of the Raiffeisen Banking Group while remaining locally governed by its cooperative members. The bank focuses on retail and small business customers in the Bodensee–Leiblachtal area, offering standard products such as current accounts, savings and term deposits, consumer and housing loans, payment cards, and basic investment and insurance brokerage through group partners. Services are delivered via local branches and the Raiffeisen digital platforms (including Mein ELBA online and mobile banking), with strong customer authentication applied in line with PSD2. Payment capabilities typically include SEPA transfers, standing orders, direct debits, and access to the domestic ATM network; international transfers are handled through standard banking channels. Pricing follows the common Austrian model of account packages and published fee schedules, with rates and charges varying by product and usage. Account opening requires identification and compliance with Austrian KYC/AML rules, and some products may be limited to residents of the service region. Deposits are covered by the Austrian statutory deposit guarantee (Einlagensicherung) up to EUR 100,000 per eligible depositor per bank. The institution is subject to oversight by the Austrian Financial Market Authority and the OeNB. Customers seeking branch-based service in this specific cross-border region may find the geographic footprint relevant when comparing alternatives.