Raiffeisenbank Brixen im Thale eGen products, services and reviews

About Raiffeisenbank Brixen im Thale eGen

Raiffeisenbank Brixen im Thale eGen is a local cooperative bank based in Brixen im Thale, Tyrol, and part of the Raiffeisen Banking Group in Austria. It offers retail and small-business services including current accounts, savings and term deposits, SEPA transfers, standing orders, direct debits, debit and credit cards, ATM and cash services, and digital access via Mein ELBA online banking and the Raiffeisen mobile app with PSD2 strong customer authentication. Lending covers consumer loans, overdrafts, home financing, and financing for SMEs and agriculture; leasing and other specialist products can be arranged through affiliated Raiffeisen companies. Investment and securities services include custody accounts and brokerage for investment funds and other instruments distributed through group providers; these products involve risks, fees, and potential capital loss. Insurance, building society savings (Bausparen), and pension solutions are typically offered in cooperation with group partners. Business clients have access to account packages, liquidity management, POS and e-commerce acquiring, and international payments for SEPA and non-SEPA destinations. Pricing is set via published tariffs, with monthly account fees and charges for certain services; interest rates and conditions are available in the bank’s current schedule. Eligible deposits are protected up to EUR 100,000 per depositor by Austria’s statutory deposit guarantee scheme (Einlagensicherung Austria GmbH), subject to legal terms and exclusions. The bank is licensed in Austria and supervised by the Financial Market Authority (FMA) and the Oesterreichische Nationalbank within the EU’s Single Supervisory Mechanism framework for less significant institutions. Services primarily target customers in the local region; account opening and product access depend on identification, residency, and other regulatory requirements. Prospective customers should review the latest price list, branch hours, digital features, card acceptance (including mobile wallets), and any cross-border or eligibility limitations before applying.