Raiffeisenbank Brückl-Eberstein-Klein St. Paul-Waisenberg, registrierte Genossenschaft mit beschränkter Haftung products, services and reviews

About Raiffeisenbank Brückl-Eberstein-Klein St. Paul-Waisenberg, registrierte Genossenschaft mit beschränkter Haftung

Raiffeisenbank Brückl-Eberstein-Klein St. Paul-Waisenberg, registrierte Genossenschaft mit beschränkter Haftung, is a regional cooperative credit institution serving the named communities in Carinthia and operating within the Raiffeisen Bankengruppe. Its core offering covers day-to-day retail banking and SME services, including current accounts, savings and term deposits, domestic and cross-border SEPA payments, debit and credit cards, overdrafts, housing and consumer loans, as well as financing for local businesses and agriculture; investment and insurance products are typically provided through Raiffeisen sector partners. Digital access is available via online and mobile banking (Mein ELBA), with strong customer authentication in line with PSD2, and standard payment features such as standing orders and direct debits. As a cooperative (registrierte Genossenschaft mit beschränkter Haftung), customers may become members by subscribing cooperative shares; governance follows a member-based model with a management board and supervisory board under Austrian corporate and banking law. Deposits are protected up to EUR 100,000 per depositor by the Austrian statutory deposit guarantee scheme (Einlagensicherung AUSTRIA Ges.m.b.H.); investment services fall under the applicable investor compensation rules. The bank is subject to prudential and conduct supervision by the Austrian Financial Market Authority (FMA) and the Oesterreichische Nationalbank, and participates in the Raiffeisen sector’s institutional protection framework; AML/KYC and GDPR requirements apply. Pricing for accounts, cards, payments, and lending is set locally and published in the bank’s fee schedule and terms; additional charges may apply to international transfers and foreign card usage. Access is provided through local branches and self-service terminals, with service by phone and digital channels; accessibility features vary by location. Complaints can be filed directly with the bank, and unresolved cases may be escalated to the Joint Alternative Dispute Resolution body of the Austrian banking industry (Gemeinsame Schlichtungsstelle der Österreichischen Kreditwirtschaft). Prospective customers should review the current price list, eligibility criteria, and documentation requirements before opening accounts or applying for credit.