Raiffeisenbank Burgenland Mitte eGen products, services and reviews

About Raiffeisenbank Burgenland Mitte eGen

Raiffeisenbank Burgenland Mitte eGen is a registered cooperative bank in Austria’s Burgenland region and operates within the Raiffeisen Banking Group. Its focus is regional, serving individuals, small and medium-sized enterprises, and agricultural clients in central Burgenland with standard retail and business banking services, including current and savings accounts, term deposits, consumer and housing loans, overdrafts, payment cards, domestic and SEPA payments, and cash services via branches and self-service devices. Digital access is provided through Raiffeisen’s Mein ELBA online and mobile banking platform with PSD2-compliant strong customer authentication, e-statements, and common payment features; availability of mobile wallets and instant payments depends on the specific card and account setup. Investment and insurance products are distributed via group partners, and leasing, merchant acquiring, and other auxiliary services are available through affiliated providers. Pricing is set locally and typically uses account packages with monthly maintenance and transaction-based fees; detailed tariffs, interest rates, and conditions are published by the bank and can differ from those of other Raiffeisen institutions. The bank is licensed in Austria and supervised by the Financial Market Authority (FMA) and the Oesterreichische Nationalbank; eligible deposits are covered by the Austrian statutory deposit guarantee up to EUR 100,000 per depositor, and the Raiffeisen cooperative sector operates an institutional protection scheme that provides additional group-level support without replacing the legal guarantee. Account opening follows Austrian KYC standards and may prioritize residents or customers with a local connection; non-resident onboarding and cross-border services are subject to internal policy. Customer service is available in branch, by phone, and online, primarily in German; the physical network is centered on the central Burgenland footprint, while access to the wider Raiffeisen ATM and service infrastructure supports nationwide cash withdrawals and certain shared services. Prospective clients should review the bank’s disclosures and tariff information and compare package features, card fees, and lending conditions, as terms vary by product and customer segment.