Raiffeisenbank Eggenburg eGen products, services and reviews

About Raiffeisenbank Eggenburg eGen

Raiffeisenbank Eggenburg eGen is a local cooperative bank based in Eggenburg, Lower Austria, and a member of the Raiffeisen Banking Group Austria. Operating in the legal form of an eingetragene Genossenschaft (eGen), it is owned by cooperative members and focuses on retail and small-business banking in its region. The bank provides current accounts, savings and term deposits, payment services (including SEPA transfers and standing orders), debit cards, credit cards via group partners, consumer loans, mortgages, and financing solutions for SMEs and agricultural clients, along with access to investment and insurance products distributed through the Raiffeisen network. Digital services include online and mobile banking on Raiffeisen platforms with two-factor authentication in line with PSD2, while branch and ATM access is available through the wider Raiffeisen infrastructure. Fees and interest conditions follow published tariffs and depend on the chosen account package, transaction volumes, and customer profile; lending is subject to credit checks and collateral requirements where applicable. Deposits are protected up to EUR 100,000 per depositor under the Austrian deposit guarantee scheme (Einlagensicherung AUSTRIA Ges.m.b.H.); cooperative member shares are not deposits and carry risk. The bank is subject to Austrian regulation and supervision (FMA/OeNB) within the EU framework. Primary service language is German, and standard KYC documentation is required for onboarding; availability of services for non-residents may be limited. Terms, pricing, and product availability can change without notice.