Raiffeisenbank Flachgau Nord eGen products, services and reviews

About Raiffeisenbank Flachgau Nord eGen

Raiffeisenbank Flachgau Nord eGen is a regional cooperative bank operating in the northern Flachgau area of Salzburg, Austria, and is part of the Raiffeisen Banking Group. It offers retail and small business banking services including current accounts, savings and term deposits, SEPA payments (credit transfers, standing orders, and direct debits), debit and credit cards with contactless functionality, and access to Austria’s Bankomat network. Digital channels include online and mobile banking for balance inquiries, domestic and cross-border SEPA transfers, card controls, e-documents, and security settings, with branch and ATM access in its service area. Lending covers overdrafts, consumer loans, car finance, and mortgages for private customers, alongside working capital and investment loans, cash management, and payment solutions for businesses; securities brokerage and fund investments, as well as insurance products, are typically offered via group or partner providers. Pricing follows package-based account models with maintenance charges and product-specific fees; interest rates and conditions vary by product and are updated in the bank’s schedule of fees and terms. Accounts use Austrian IBANs in euro, and standard identification and documentation requirements apply under Austrian KYC/AML rules. The bank is supervised within Austria’s regulatory framework (FMA in cooperation with OeNB), deposits are protected by the statutory Austrian deposit guarantee scheme up to 100,000 EUR per eligible depositor per bank, and investor-compensation rules apply to securities services where relevant. Product availability, eligibility, and limits can differ by customer segment and are subject to change.