Raiffeisenbank Gastein eGen products, services and reviews

About Raiffeisenbank Gastein eGen

Raiffeisenbank Gastein eGen is a registered cooperative bank serving the Gastein Valley in the Austrian state of Salzburg, operating as an independent local institution within the Raiffeisen banking sector. It focuses on private and business clients and provides core retail and SME services such as current and savings accounts, term deposits, SEPA credit transfers and direct debits, debit cards, credit cards via group partners, consumer and housing loans, mortgages, and distribution of investment and insurance products from Raiffeisen group companies. Access is via local branches, Bankomat ATMs, and the Raiffeisen “Mein ELBA” online and mobile banking platform, which uses PSD2-compliant strong customer authentication. As a cooperative (eGen), ownership lies with members, and pricing, product features, and eligibility criteria are set locally, so account packages and lending terms can differ from other Raiffeisen banks. The bank is supervised by the Austrian Financial Market Authority and the Oesterreichische Nationalbank and participates in Austria’s statutory deposit guarantee scheme (Einlagensicherung AUSTRIA Ges.m.b.H.), which covers eligible deposits up to 100,000 EUR per depositor per bank; amounts above that limit are not covered. The footprint is regional, service is oriented to the local market, and payments are processed within the SEPA framework using Austrian IBANs.