Raiffeisenbank Geretsberg eGen products, services and reviews

About Raiffeisenbank Geretsberg eGen

Raiffeisenbank Geretsberg eGen is a local cooperative bank based in Geretsberg, Austria, organized as an eingetragene Genossenschaft (eGen) in which customers can become members and hold cooperative shares. It is part of the Raiffeisen sector in Austria and operates under the supervision of the Austrian Financial Market Authority (FMA) and the Austrian National Bank, with regulatory frameworks including PSD2 for payments and GDPR for data protection. The bank’s core offering typically covers everyday retail and small-business banking: current accounts, savings and term deposits, payment services (including SEPA transfers and standing orders), debit and credit cards, consumer and mortgage lending, and basic cash services, with digital access provided via Raiffeisen’s online and mobile banking (Mein ELBA/Raiffeisen app). Investment funds and securities services are commonly available through Raiffeisen group partners, and insurance brokerage is generally offered via sector providers; all investment products involve risk, and credit is subject to approval and standard KYC/AML checks. Eligible deposits are protected up to EUR 100,000 per depositor under Austria’s statutory deposit guarantee scheme. As part of the Raiffeisen network and its institutional protection mechanisms, the bank benefits from sectoral support arrangements, but customers should review the bank’s current tariff schedules, product terms, and branch availability for up-to-date fees, rates, and service hours.