Raiffeisenbank Golling-Scheffau-Kellau registrierte Genossenschaft mit beschränkter Haftung products, services and reviews

About Raiffeisenbank Golling-Scheffau-Kellau registrierte Genossenschaft mit beschränkter Haftung

Raiffeisenbank Golling-Scheffau-Kellau registrierte Genossenschaft mit beschränkter Haftung is a regional cooperative bank within the Raiffeisen group in the Salzburg area, serving retail, small business, and agricultural clients in and around Golling an der Salzach, Scheffau am Tennengebirge, and the Kellau region. As a registered cooperative with limited liability (eGen), it is owned by members and governed via a general assembly, supervisory board, and management board, while using the Raiffeisen network’s shared infrastructure for products, IT, payments, and risk control. The bank offers current account packages, savings and term deposits, debit cards and credit cards via network partners, SEPA payments, standing orders, and direct debits, alongside lending such as overdrafts, consumer and auto loans, and housing finance; business services cover working capital and investment loans, guarantees, and leasing through affiliated Raiffeisen companies. Investment and securities services typically include custody accounts, brokerage access to equities, bonds, and funds, with distribution of Raiffeisen Capital Management funds and building-society savings via Raiffeisen Bausparkasse; insurance brokerage is available through partners commonly used across the Raiffeisen sector. Digital access is provided through the group’s Mein ELBA online banking and the Raiffeisen mobile app, supporting payment initiation, security methods such as pushTAN or cardTAN, and card controls; contactless and wallet payments are supported where enabled by the issuer. Cash services are handled at local branches and self-service machines on the Austrian Bankomat network, with physical access focused on the immediate catchment area. The bank is supervised under Austrian law by the Finanzmarktaufsicht and the Oesterreichische Nationalbank, is part of the statutory deposit guarantee scheme covering eligible deposits up to EUR 100,000 per customer, and is integrated into the Raiffeisen sector’s institutional protection arrangements. Fees and interest conditions are published in price lists and vary by account package, product, and customer segment, and product availability can differ by branch and over time.