Raiffeisenbank Graz-St. Peter eGen products, services and reviews

About Raiffeisenbank Graz-St. Peter eGen

Raiffeisenbank Graz-St. Peter eGen is a local cooperative bank in Graz that operates within the Raiffeisen Banking Group Styria and uses the group’s shared infrastructure and services. As an eingetragene Genossenschaft, it is owned by members who can acquire cooperative shares and exercise voting rights in the general assembly, while day-to-day management is handled by an executive board overseen by a supervisory board. The bank provides retail and small-business banking focused on current accounts, savings and term deposits, domestic and SEPA payments, debit cards, and credit cards offered via group partners, alongside consumer loans, overdrafts, and mortgage financing; for businesses it offers payment services, point-of-sale solutions, and financing for working capital and investment. Investment and securities services typically include brokerage and distribution of funds from Raiffeisen group companies, and building-society products are available via Raiffeisen Bausparkasse; insurance is brokered through partner insurers. Online and mobile banking run on the Raiffeisen “Mein ELBA” platform with PSD2-compliant strong customer authentication, and cash services are supported by self-service zones and access to the wider Raiffeisen ATM network. Deposits are protected under the Austrian statutory deposit guarantee (Einlagensicherung AUSTRIA GmbH) up to EUR 100,000 per eligible depositor, and the bank is subject to Austrian banking regulation and supervision by the Financial Market Authority and the OeNB. Fees, interest rates, and lending terms follow published tariffs and are dependent on product selection, usage, and credit assessment.