Raiffeisenbank Graz-Straßgang eGen products, services and reviews

About Raiffeisenbank Graz-Straßgang eGen

Raiffeisenbank Graz-Straßgang eGen is a local cooperative bank (eingetragene Genossenschaft) serving private and business customers in the Graz-Straßgang area of Styria and operating within the Raiffeisen Banking Group Austria, with functional links to Raiffeisen-Landesbank Steiermark AG. Its offering covers current and savings accounts, term deposits, SEPA payments (credit transfers and direct debits), debit cards, consumer and housing finance, and lending solutions for small and medium-sized enterprises, alongside securities brokerage and fund distribution through the Raiffeisen network and insurance intermediation via partner providers. Digital access is available through the group’s online and mobile channels (including Mein ELBA) with PSD2-compliant strong customer authentication, while branch and self-service options handle cash services and day-to-day account needs; customers can use the Austria-wide Raiffeisen ATM network. Governance follows the cooperative model, allowing member participation in decision-making, and the bank is supervised by the Austrian Financial Market Authority and the Oesterreichische Nationalbank. Deposits are protected by the statutory Austrian deposit guarantee scheme up to EUR 100,000 per eligible depositor, and the institution participates in the Raiffeisen institutional protection scheme. Pricing, interest rates, and product conditions are set locally and published in the bank’s schedule of fees, and all lending is subject to credit assessment and applicable regulatory requirements.