Raiffeisenbank Hausmannstätten eGen products, services and reviews

About Raiffeisenbank Hausmannstätten eGen

Raiffeisenbank Hausmannstätten eGen is a local cooperative bank based in Hausmannstätten, Styria, operating within the Raiffeisen Banking Group Austria. As an “eingetragene Genossenschaft,” it is owned by member-shareholders and focuses on day-to-day banking for private individuals, self-employed clients, and small businesses in its catchment area. The bank offers current accounts, savings and term deposits, overdrafts, consumer and housing loans, and mortgages, along with debit and credit cards and domestic and SEPA payment services. Investment funds, securities brokerage, and custody are typically provided via group entities, and insurance products are offered in an intermediary capacity; suitability and risks depend on product type and investor profile. Business customers can expect standard services such as business accounts, cash management, and access to group partners for leasing and payment acceptance. Online and mobile banking are available through the Raiffeisen group’s platforms and use two-factor authentication in line with PSD2 requirements. Pricing, interest rates, and account package features are set locally and published in the bank’s tariff schedule; credit terms depend on creditworthiness and collateral. The institution is licensed under the Austrian Banking Act and supervised by the Financial Market Authority and the Oesterreichische Nationalbank. Eligible deposits are protected by the Austrian deposit guarantee scheme (Einlagensicherung Austria) up to 100,000 euros per depositor per bank, in line with EU rules. Services are primarily offered in German, with branch-based support complemented by remote channels; IBANs are issued with the Austrian country code.