Raiffeisenbank Hohe Tauern eGen products, services and reviews

About Raiffeisenbank Hohe Tauern eGen

Raiffeisenbank Hohe Tauern eGen is an Austrian cooperative bank (eingetragene Genossenschaft) operating as an independent local institution within the Raiffeisen Bankengruppe Österreich, serving households, self-employed clients, and small and midsize businesses in the Hohe Tauern region through branches and self-service terminals, complemented by online and mobile banking. As a cooperative, customers can become members by subscribing cooperative shares and have voting rights at the general assembly; governance is overseen by a management board and a supervisory board, and financial reporting follows Austrian company and banking law. The product set typically includes current accounts, savings and term deposits, payment services with domestic and international transfers (SEPA/SWIFT), debit and credit cards, consumer loans, overdrafts, and mortgage financing subject to credit checks and regulatory constraints; business banking covers operating accounts, cash management, working-capital and investment financing, and merchant services offered directly or via sector partners. Securities custody and brokerage, investment funds and savings plans (commonly via Raiffeisen Capital Management), building-society savings and housing finance solutions (via sector partners), and insurance brokerage are available in line with Austrian conduct rules (MiFID II, IDD). Pricing is package- and service-based, with fees, interest rates, and conditions published in the bank’s current price and service information; rates vary by product and may change with market conditions and central bank policy. Deposits are protected up to EUR 100,000 per eligible depositor under the Austrian statutory deposit guarantee (Einlagensicherung AUSTRIA GmbH); the bank also belongs to the Raiffeisen sector’s institutional protection scheme, which provides additional support within the group. Activities are supervised by the Austrian Financial Market Authority (FMA) and the Oesterreichische Nationalbank (OeNB); payment authentication and data handling adhere to PSD2 strong customer authentication and GDPR requirements; lending follows Austrian consumer and mortgage credit rules, including applicable macroprudential limits (KIM-VO). Customers can access services in-branch and remotely, with standard identification and onboarding procedures, and may use widely accepted Austrian debit cards for domestic ATM withdrawals and point-of-sale payments; international card use and foreign transfers are supported subject to fees and exchange-rate conditions stated in the bank’s tariff.