Raiffeisenbank Im Rheintal eGen products, services and reviews

About Raiffeisenbank Im Rheintal eGen

Raiffeisenbank Im Rheintal eGen is a regional Austrian cooperative bank serving the Rheintal area in western Austria as part of the Raiffeisen Banking Group. As an eingetragene Genossenschaft, it operates on a member-based model in which customers can acquire cooperative shares and participate in limited governance; membership is not required to use standard banking services. The bank provides retail and business current accounts, savings products, domestic and international payments, debit and credit cards, consumer loans, overdrafts, and mortgage financing, along with SME lending, cash management, and point-of-sale solutions. Investment services typically include securities brokerage and custody, investment funds, and basic advisory, with insurance and leasing available through group partners. Services are delivered through local branches, ATMs, and online and mobile banking; product availability, eligibility, and pricing depend on individual circumstances and published tariffs. Primary service language is German. Deposits are protected under the Austrian statutory deposit guarantee up to the legal limits, and the institution is subject to Austrian financial supervision. Prospective clients should review the current fee schedules, interest rates, and contractual terms, and be prepared to provide standard identification and documentation for onboarding and credit assessment; cross-border services, if any, are subject to regulatory constraints. The bank’s focus is regional, with offerings aligned to the needs of households and small to mid-sized enterprises in its catchment area.