RAIFFEISENBANK im Walgau eGen products, services and reviews

About RAIFFEISENBANK im Walgau eGen

RAIFFEISENBANK im Walgau eGen is a regional cooperative bank serving the Walgau area of Vorarlberg, Austria. Organized as an eingetragene Genossenschaft (eGen), it is owned by its members and operates within the Raiffeisen Bankengruppe Österreich. The bank offers standard retail and small-business services, including current accounts, savings and term deposits, payment services within SEPA, debit cards, and credit cards issued via partner providers, along with consumer loans, mortgages, and financing for local SMEs. Investment and securities brokerage are provided through the Raiffeisen network, with access to Austrian mutual funds and custody services, and insurance products are distributed via affiliated partners. Digital access is available through Raiffeisen’s online and mobile banking (Mein ELBA/Raiffeisen App) with strong customer authentication in line with PSD2. Cash access is supported by the Austrian Bankomat network. The bank is supervised by the Austrian Financial Market Authority and the Oesterreichische Nationalbank, participates in the Raiffeisen institutional protection scheme, and customer deposits are covered by the statutory Austrian deposit guarantee (Einlagensicherung AUSTRIA GmbH) up to EUR 100,000 per depositor, subject to legal conditions. Pricing is package-based and varies by account type and usage; lending conditions depend on collateral and creditworthiness. Service is primarily in German and identification requirements follow Austrian anti-money-laundering rules. The institution’s focus is local; clients needing broader international or capital markets services typically access them through other entities within the Raiffeisen group.