Raiffeisenbank im Weinviertel eGen products, services and reviews

About Raiffeisenbank im Weinviertel eGen

Raiffeisenbank im Weinviertel eGen is a registered cooperative bank serving the Weinviertel region of Lower Austria and forming part of the Raiffeisen Banking Group Austria. It offers retail and SME services including current accounts, savings and term deposits, payment services, debit and credit cards, consumer and housing loans, business and agricultural financing, and access to investment funds and insurance distributed through Raiffeisen-affiliated partners. Customers can use branch and ATM services across the region and standard Austrian Bankomat infrastructure, while digital channels provide online and mobile banking with strong customer authentication in line with PSD2. Pricing is set out in published tariffs and typically includes account maintenance fees and charges for certain transactions; interest rates and conditions are subject to change. The bank processes SEPA transfers and standing orders and supports international payments via SWIFT, which may incur additional fees. Governance follows the cooperative model, where clients may become members by subscribing cooperative shares, with oversight by a management board and supervisory board. Raiffeisenbank im Weinviertel eGen is supervised by the Austrian Financial Market Authority (FMA) and the Oesterreichische Nationalbank (OeNB) and participates in the Austrian statutory deposit guarantee scheme, which protects eligible deposits up to EUR 100,000 per depositor per bank under EU rules. Services are primarily provided in German, with availability of other languages varying by branch. Regulatory disclosures and product information are published on the bank’s website; product availability, eligibility requirements, and branch opening hours differ by location, and non-deposit investment products involve market risk and are not covered by the deposit guarantee.