Raiffeisenbank Inneres Salzkammergut eGen products, services and reviews

About Raiffeisenbank Inneres Salzkammergut eGen

Raiffeisenbank Inneres Salzkammergut eGen is a regionally focused Austrian cooperative bank operating within the Raiffeisen Banking Group, serving private customers, small and medium-sized enterprises, agricultural clients, and associations in the Inneres Salzkammergut area of Upper Austria. As an eingetragene Genossenschaft, it combines local member ownership with standard universal banking services, including current and savings accounts, term deposits, domestic and SEPA payments, debit and credit cards, and cash services via branch counters and self-service zones. The bank provides lending for consumer purposes, vehicles, housing and construction, as well as SME working capital, investment financing, and guarantees; securities brokerage, custody, and fund distribution are available under MiFID II rules, typically using the Raiffeisen network’s product range, and insurance mediation is offered through partner insurers. Digital banking is provided through Mein ELBA online banking and the Raiffeisen mobile app with PSD2-compliant strong customer authentication; card payments, online payments, and contactless transactions are supported, and mobile wallets such as Apple Pay or Google Pay may be available depending on eligibility and product configuration. Corporate clients can access business accounts, e-banking for bulk payments, POS and e-commerce acquiring, and merchant services offered via Raiffeisen group providers. Fees are set locally by tariff and vary by account package, transaction type, and channel; price lists and pre-contractual information are supplied before account opening. The institution is subject to oversight by the Austrian Financial Market Authority and the Oesterreichische Nationalbank, participates in the Austrian statutory deposit guarantee scheme (Einlagensicherung AUSTRIA Ges.m.b.H.), and eligible deposits are protected up to EUR 100,000 per depositor per bank under the EU Directive; standard AML/KYC and consumer protection rules apply. The bank operates with Austrian IBANs and processes SEPA transfers; international transfers are available via the SWIFT network and may incur foreign exchange and correspondent charges. Branch locations, opening hours, product terms, and interest rates are published by the bank and can differ by location and customer segment.