Raiffeisenbank Kematen eGen products, services and reviews

About Raiffeisenbank Kematen eGen

Raiffeisenbank Kematen eGen is a local cooperative bank within the Raiffeisen Banking Group in Austria, positioned as a full-service provider for retail clients and small to mid-sized businesses in its catchment area. Its core lineup typically includes current accounts, savings instruments (including passbook and online variants), time deposits, debit and credit cards, and payment services covering SEPA transfers, standing orders, and direct debits; pricing is package-based with separate fees for cards, selected transactions, and paper or counter services, and international transfers may incur additional charges. Digital access is delivered via the group’s online and mobile channels with PSD2-compliant strong customer authentication and card security via 3‑D Secure; functions commonly include transfers, document inbox, and e-statements, and support for major mobile wallets may be available depending on card type. Financing products span overdrafts, consumer and auto loans, and mortgage or housing loans; investment and securities custody are offered through Raiffeisen group entities, and building-society contracts are distributed via Raiffeisen Bausparkasse, with insurance solutions available through established partners. Business customers can obtain enterprise accounts, merchant services, and working-capital or investment financing, subject to credit checks and collateral requirements. Deposits are covered up to EUR 100,000 per depositor under Austria’s statutory deposit guarantee scheme. As a cooperative, clients may acquire membership shares with voting rights; governance and any distributions follow local statutes. Product availability, interest rates, and branch services are regional and change over time, so current tariffs and conditions should be reviewed before account opening.