Raiffeisenbank Klosterneuburg eGen products, services and reviews

About Raiffeisenbank Klosterneuburg eGen

Raiffeisenbank Klosterneuburg eGen is a registered cooperative bank based in Klosterneuburg, Austria, and forms part of the regional Raiffeisen network in Lower Austria/Vienna. It operates under the Austrian Banking Act, is supervised by the Financial Market Authority (FMA) and the Oesterreichische Nationalbank, and participates in the statutory Austrian deposit guarantee scheme (Einlagensicherung AUSTRIA GmbH), which protects eligible deposits up to EUR 100,000 per person, subject to legal limits and conditions. The bank focuses on retail and small to medium-sized enterprise banking, offering current accounts, payment services for SEPA and international transfers, savings and term deposits, consumer credit and housing finance, as well as basic treasury and cash management services for businesses. Investment and securities services are provided within the Raiffeisen group framework, and insurance brokerage is available through affiliated providers; investment products carry market risk and are not covered by deposit protection. Customers can access services through local branches and ATMs in the catchment area and via the Raiffeisen group’s online and mobile banking channels. Account packages typically involve maintenance and transaction fees; interest rates and lending conditions depend on product type and credit assessment, and full pricing is set out in the bank’s published schedule of fees and terms. As a cooperative, customers may have the option to become members by subscribing cooperative shares in line with the bank’s statutes, with governance via general meetings and oversight by a supervisory board. Primary service language is German, and standard identification and anti-money laundering checks apply at onboarding.