Raiffeisenbank Kuchl-St. Koloman eGen products, services and reviews

About Raiffeisenbank Kuchl-St. Koloman eGen

Raiffeisenbank Kuchl-St. Koloman eGen is a locally focused cooperative bank within the Raiffeisen Banking Group Austria, serving private customers and small businesses in and around Kuchl and St. Koloman (Salzburg). It operates as an independent legal entity owned by cooperative members and offers standard banking services including current and savings accounts, term deposits, domestic and cross-border payments (SEPA), debit and credit cards, cash services via Austria’s Bankomat network, consumer and housing finance, and lending to SMEs; securities brokerage and custody are typically provided via group platforms, and insurance and leasing are arranged through affiliated partners. Digital access is available through the Raiffeisen group’s online banking and mobile app with strong customer authentication under PSD2. The bank is supervised by the Austrian Financial Market Authority (FMA) in cooperation with the Oesterreichische Nationalbank and participates in the Raiffeisen institutional protection scheme (Österreichische Raiffeisen-Sicherungseinrichtung eGen), which fulfills the statutory deposit guarantee; eligible deposits are protected up to EUR 100,000 per depositor per bank under applicable Austrian and EU rules. Fees, rates, and product terms are published in the bank’s price list and may vary by package; credit products are subject to affordability and underwriting checks. Account opening generally requires valid identification and proof of address; availability for non-residents can be limited. Investment services involve market risk, and values can fluctuate. Operational details, opening hours, and current conditions are provided by the bank through its official channels.