Raiffeisenbank Langenlois eGen products, services and reviews

About Raiffeisenbank Langenlois eGen

Raiffeisenbank Langenlois eGen is a regional cooperative bank based in Langenlois, Lower Austria, operating within the Austrian Raiffeisen banking sector. As an eingetragene Genossenschaft (registered cooperative), it is owned by its members and governed by a management board and a supervisory board, with shared systems and standards aligned to the wider Raiffeisen network. The bank focuses on retail and small-business customers in its catchment area, providing current accounts, savings products, payment cards, consumer and housing loans, overdrafts, basic investment services, insurance brokerage via partner firms, and products for agricultural clients and local associations. Services are delivered through local branches, access to Raiffeisen ATMs, and online and mobile banking for SEPA transfers, standing orders, and account management; international transfers outside SEPA are available via SWIFT and incur fees. Pricing generally follows packaged account models with monthly fees and itemized charges, and interest rates and lending conditions depend on product selection and credit profile. The institution is subject to the Austrian Banking Act and supervised by the Financial Market Authority (FMA) and the Österreichische Nationalbank (OeNB); eligible deposits are protected under Austria’s statutory deposit guarantee framework up to EUR 100,000 per depositor. The bank is not publicly listed and does not have a separate public credit rating; financial statements are published in line with cooperative disclosure requirements, and lending follows domestic regulation and internal risk policies with local scope rather than universal-bank coverage.