Raiffeisenbank Leonding eGen products, services and reviews

About Raiffeisenbank Leonding eGen

Raiffeisenbank Leonding eGen is a cooperative retail bank based in Leonding, Upper Austria, operating within the Raiffeisen Banking Group with Raiffeisenlandesbank Oberösterreich as central institution. It offers standard personal and business banking services, including current and savings accounts, payment services, debit and credit cards, consumer and housing loans, SME financing, and access to basic investment and insurance products, delivered via local branches and the group’s online and mobile banking channels compliant with PSD2 strong customer authentication and open-banking interfaces. As an eGen, customers can become cooperative members by subscribing shares and obtaining voting rights according to the statutes; membership is optional for everyday banking. Eligible deposits are covered by the Austrian statutory deposit guarantee up to EUR 100,000 per depositor in line with EU rules, and the bank participates in the Raiffeisen institutional protection scheme that provides additional group support. Accounts are euro-denominated and support SEPA credit transfers and direct debits; debit cards are typically issued as Debit Mastercard, with credit cards available through group arrangements. The institution is supervised by the Austrian Financial Market Authority and the Oesterreichische Nationalbank and applies standard KYC/AML controls. Pricing, interest rates, and lending conditions are set locally within group guidelines and vary by product and customer profile; published tariffs detail charges for account packages, cards, and payments. The client base is primarily households, self-employed professionals, and SMEs in Leonding and the surrounding area, with lending concentrated on consumer, housing, and working-capital or investment needs. Prospective customers should consult current terms, price lists, and product disclosures, as features and availability may differ from other Raiffeisen entities.