Raiffeisenbank Liesingtal-St. Stefan eGen products, services and reviews

About Raiffeisenbank Liesingtal-St. Stefan eGen

Raiffeisenbank Liesingtal-St. Stefan eGen is a regional cooperative bank in Styria, Austria, serving private customers, small and medium-sized businesses, and local agriculture in the Liesingtal and St. Stefan area. As part of the Raiffeisen Banking Group in Austria, it offers standard retail and business services, including current and package accounts, savings and term deposits, SEPA payment services, debit and credit cards, consumer and housing loans, overdrafts, and financing solutions for enterprises. Securities transactions are available via custody accounts with access to funds and other investment products, and the bank also brokers insurance through partner providers. Digital banking is provided through the group’s mein ELBA online and mobile platforms with two-factor authentication; contactless and e-commerce payments are supported, and service is available through branches and remote channels. Pricing generally follows account packages with monthly maintenance fees and itemized charges; international card use, foreign currency transactions, and out-of-network withdrawals can incur additional costs, with current tariffs published by the bank. Deposits are protected up to EUR 100,000 per depositor under Austria’s statutory deposit guarantee via Einlagensicherung AUSTRIA; securities and investment products are not covered and carry market and issuer risk. The institution is licensed and supervised by the Austrian Financial Market Authority. As a cooperative (eGen), customers can become members and participate in governance; membership does not alter product terms or deposit protection. The bank’s focus on local service and relationship banking suits customers who value branch access in the region, while those prioritizing low-cost, digital-only offerings should compare fees, digital features, and service scope before opening an account. Business hours, branch coverage, and product conditions can vary by location and may change; standard identification and documentation are required under AML/KYC rules.