Raiffeisenbank Lipizzanerheimat eGen products, services and reviews

About Raiffeisenbank Lipizzanerheimat eGen

Raiffeisenbank Lipizzanerheimat eGen is a regional cooperative bank in the Lipizzanerheimat area of Styria, Austria, operating within the Austrian Raiffeisen banking sector and supervised by the Financial Market Authority and the Oesterreichische Nationalbank. As a registered cooperative (eGen), it follows member-based governance under Austrian cooperative law, with local ownership structures and decision-making focused on its catchment area. The bank offers standard retail and small-business services, including current accounts, savings and term deposits, consumer and housing loans, payment accounts with SEPA transfers and direct debits, standing orders, and cash services, along with debit cards that support contactless payments and access to the nationwide Bankomat ATM network. Digital access is provided through Raiffeisen’s online and mobile banking platforms with strong customer authentication in line with PSD2. Deposits are protected by the Austrian statutory deposit guarantee scheme (Einlagensicherung Austria) up to EUR 100,000 per eligible depositor; investment services, where offered, fall under the applicable investor compensation rules. Pricing typically follows package-based account models with published fee schedules, and loan pricing may be fixed or variable with reference rates common in the euro area; specific terms depend on product and customer profile. Standard identification and anti-money laundering checks apply for onboarding and transactions. The bank publishes financial statements and regulatory disclosures as required by Austrian and EU law, and updates conditions and rates through its official channels.